Pehea e hoʻolimalimaʻia ai e nā mea hana i kaʻoihana hana e mālama i ka mālama ola a me ka Medicare?
Pehea e hoʻolimalimaʻia ai e nā mea lawelaweʻoihana i mālamaʻia i ka mālama ola a me kaʻoihana olakino?
Pono nā kānaka e hoʻolimalima iā lākou iho e uku i kaʻauhau Social Security a Medicare, akā ke hanaʻokoʻa nei lākou. ʻO nā mea nona nā pāʻoihana liʻiliʻi e uku i kaʻauhau Social Security a Medicare ma nā waiwai o kaʻoihana.
Kāheaʻia kēia mauʻauhau,ʻo ia hoʻi, " Nā Taʻi Hana Hana ."
I kekahi manawa ua kapaʻia kēia mauʻauhauʻo SCA. ʻO SECAʻo ia no (Self-employment Contributions Act) e komo pū me'OYDI (Old Age, Survivors, a me nā Inikua Hauā), i kapaʻia he Social Security, a me Health Insurance (i kapaʻiaʻo Medicare).
He aha ka uku o kaʻauhau hana hana?
No ka loaʻaʻana o ka uku makahiki i loaʻa i kekahi makahiki, he 15.3% ka ukuʻauhau hana kanaka. ʻO ka hapa i loaʻa iʻelua mau'āpana: 12.4% no ka mālama ola (mau makahikiʻelemakule, ola, a me nā pono kīnā) a me ka 2.9% no Medicare (ini kino).
Mālamaʻia ka māhele Social Security ma kahi kiʻekiʻe loa, e loli ana i kēlā me kēia makahiki. Inā loaʻa kāu uku kālā pūnaewele ma mua o ka palenaʻoi loa o ia makahiki, e hoʻomauʻoe e uku i ka hapa Medicare wale nō o kaʻauhau SECA.
Pehea e hoʻolālāʻia ai nā kālā kālepa o kahi mea waiwai waiwai no kaʻauhauʻauhau hana?
Hoʻolilo nā mea kūʻai i nāʻauhauʻauhau ma kā lākouʻoihanaʻoihana ma nāʻano likeʻole.
ʻO ka loaʻaʻana o ka uku kālā no nā hanaʻauhau hana pilikino e pili i kaʻano o kaʻoihana:
- ʻO ka ukuʻauhau o ka mea nāna i hoʻolimalima iā ia iho he kuleana hoʻokahi a he māhele Hoʻoilina paha i hoʻoholoʻia ma ka Hō'ākā C o ka hoʻihoʻiʻana i kaʻauhauʻauhau pono'ī o ka mea nāna. ʻO ka hopena, he hua kālā loaʻa.
- ʻO ka loaʻa kālāʻauhau o kekahi hoa hana i loko o ka pilinaʻana, he lālā o ka papahana o nā hui nui , aʻo ka mea nona kaʻoihana S ke uku i kaʻauhauʻauhau no kāna mahele mahele o ka loaʻa kālā.
ʻO ka loaʻa kālāʻauhau o ka mea nona ka hihia i loko o kēia mau hihia a pau ua hoʻokomoʻia i ka hoʻihoʻiʻana o kaʻauhauʻauhau pono'ī a ka mea nāna.
Loaʻa iā ia kahi mea nona ka Hui e uku aku i ka AuhauʻOihana Hana?
Hānaiʻia nā kuleana o kaʻahahui i ka hapanui kālā,ʻaʻohe mea pili i ka manaʻo auhauʻauhau. Inā lawelawe ka mea nāna i ka hui, he kāneʻo ia a uku i kaʻauhau FICA.
Pehea e hoʻoukaʻia ai ka auhau o SeCA no nā manaʻo kālāʻauhau?
ʻO ka nui o kaʻauhau a SECA e heluʻia i loko o ka hoʻihoʻiʻana o kaʻauhauʻauhau o ka mea nona ka waiwai ma nā haʻawina:
Ka Papa 1: Loaʻa ka helu kālāʻauhau o ka meaʻoihana, e like me kaʻano o kaʻoihana e like me ia i ho'ākākaʻia ma luna nei.
Ka Papa Hana 2: E hoʻohanaʻia kēia kālā no ka heluʻana i kaʻauhau hana kanaka ma o ka hoʻohanaʻana i ka Schedule SE.
Ka Papa 3: Hāʻuleʻia ka hapalua o ka helu helu o kaʻauhau hana kanaka mai ka loaʻa kālā kālā o kēlā me kēia kanaka ma kaʻaoʻao 1 o ka pepa 1040.
Ka Papa 4:ʻO ke koena o kaʻauhau hana kanaka e komo i loko o ka heluʻana i nāʻauhauʻauhau a kēlā me kēia.
Pehea e hoʻolike ai i ka ukuʻauhauʻo SCCA inā loaʻa iaʻu nā uku waiwai?
Loaʻa paha iāʻoe kahi uku uku mai ka mea hana a me ka loaʻaʻana o kāʻoihanaʻaoʻao e pono a loaʻa iāʻoe nā pōmaikaʻi Social Security. Ma keʻano laulā, uaʻike muaʻia kāu uku kālā FICA no nā pōmaikaʻi mālama ola, akā uaʻoi aʻe ka paʻakikī ma mua o kēlā.
E heluhelu hou e pili ana i nāʻanoʻelua o kaʻauhau -ʻo FICA a me SECA kālā - e kōkua iāʻoe i nā uku palekana.
Pehea e hōʻemi ai i kaʻauhau SECA a hoʻonui i nā kālā mālama ola
He mea hoʻopunipuni. Hiki paha iāʻoe ke hōʻemi i ka 'auhau a SECA āu e uku nei, ma ka hoʻonuiʻana i ka hoʻopiʻi kālā ma kāuʻoihana. Akā,ʻo kāu loaʻa kālā paha kāu palapala kono i nā pono palekana i ka hoʻomahaʻana.
He papahana maikaʻiʻo William Perez, He Kōkua Hoʻolālā Hoʻolālā, kahi e kūkākūkā ai pehea e hoʻonui ai i kāu uku mālama ola no ka haʻaleleʻana. He pono ke nānā.