E aʻo i kāu mau kuleana i ka manawa e hoʻohana aiʻoe a me ka hana pilikino
E uku i nāʻauhau mahi a me nā kālā FICA
Ināʻoe he hana pilikino a loaʻa iāʻoe ka uku a uku paha mai ka hana, pono kāu kuleana mālama Social Security a Medicare a me kaʻauhauʻauhau pāʻokoʻa.
Ke hanaʻoe i kāu kālā ma kāuʻoihana pono'ī, ma keʻano he kūʻokoʻa kūʻokoʻa , he mea hoʻolimalima, ponoʻole, hoa i loko o kahi pilikino, a he lālā paha o ka Huihana LLC aʻo ka Hui paha. Ināʻoe he hui,ʻaʻoleʻoe e hana.
Kākihi FICA a me nā kākihana hana pilikino - He aha ka meaʻokoʻa?
He mea hopohopoʻole e kamaʻilio e pili ana i kaʻauhau FICA a me kaʻauhauʻoihana pilikino e like me keʻano likeʻole, akā, ke'ōlelo nei nā hua'ōlelo e pili ana i ka mea like: Kaʻauhau mālama ola a me Medicare ma ka loaʻa kālā. ʻO kaʻauhau FICA he auhau mālama ola / kaulike kālā ma ka hana; ʻO kaʻauhauʻauhau hana (kekahi manawa i kapaʻiaʻo SECA), kaʻauhau Social Security / Medicare no ka hana pilikino. E hoʻomaopopo hoʻi i ka uku o ka mea hana i ka hapalua o ka auhau FICA, ponoʻoe e uku i ka nui o Social Security / Medicare i kāu loaʻa kālā.
ʻOiai ka hana pilimehana
Hiki iā ia ke hana iā ia iho he mea nāna e mālama i kahiʻoihana ma keʻano he mea kuleana hoʻokahi,ʻo ia ka mea kūʻai LLC, a iʻoleʻo ia ma ka pilina.
ʻAʻole pahaʻoe i kahiʻoihanaʻoihana kūikawā, akā, ke hōʻike neiʻoe i kāuʻauhauʻoihana i ka Schedule C me kāu hoʻihoʻi kālā.
Ua'ōlelo ka IRS he hana hanaʻoe iāʻoe inā:
- Ke hana neiʻoe i kahiʻoihana aʻoihana paha he mea kuleana hoʻokahi a he mea hana kūʻokoʻa kūʻokoʻa paha.
- He lālāʻoe ma ka hui likeʻana i kaʻoihana aʻoihana paha.
- ʻOʻoe kekahi hana'ē aʻe no kāu iho (me kahiʻoihana manawa wāwae)
ʻO ia hoʻi, ināʻoe e hana nei i ke kālā, e manaʻoʻiaʻoe he hana pilikino.
Pehea e ukuʻia ai kēia mau 'auhau
- Ponoʻoe e hoʻolimalima i kaʻauhau FICA (Social Security a Medicare) mai kāu loaʻa kālā.
- Ponoʻoe e uku i kaʻauhauʻauhau no ka uku waiwai o kāu hana ināʻoe eʻae nei i kēia mauʻauhau ma hope o ka noʻonoʻoʻana i kāu nui o ka makahiki no ka makahiki.
Ponoʻoe e uku i kēia mauʻauhau ma kāu loaʻa kālā. Akāʻaʻole hiki iāʻoe ke uku-uku keʻole ka hana a kāu mea hana. Eia kekahi wehewehe piha aku i ka hopena o ka hoʻoholoʻana a me ka ukuʻana i nāʻauhauʻauhau mālama ola a me nā maʻi Medicare:
Ka hoʻohanaʻana a me ka FICA Tax
ʻO kāu kālā hana a me ka uku FICA i ukuʻia e hoʻoholo muaʻia. Ke mālama nei koʻolua haku i kaʻauhau mālama ola a me Medicare mai kāu uku uku pilikino ma keʻano he limahana. Hoʻokuʻuʻia kaʻauhau mālama waiwai i ka palena i kēlā me kēia makahiki ma kahi pānaʻi kālā maʻamau. I ka loaʻaʻana o kāu kālā i kāu kālā no ka makahiki, paleʻoe e uku i kaʻauhau mālama ola. ʻAʻole i kauʻia kaʻauhau Medicare.
Kaʻauhauʻauhau hana pilikino
Ināʻoe he paʻahana pilikino, ukuʻoe i kaʻauhau hana kanaka (SECA) ma muli o kāu loaʻa kālā (waiwai) mai kāuʻoihana. Ke uku neiʻoe i kēiaʻauhau i 12.6% o kēlā kālā. ʻAʻole ponoʻoe e uku i kēiaʻauhau ke heleʻoe mai ka wāʻaʻoleʻoe e kāohi i kāu kālāʻoihana.
ʻAʻole loaʻa iāʻoe kahi uku uku mai kāuʻoihana mai ka wāʻaʻoleʻoe he limahana. ʻAʻole i heluʻia kēiaʻauhau a hiki i ka hoʻoholoʻana o kāu kālā ma ka manawaʻauhau. ʻO ka pepa i hoʻohanaʻia no ka heluʻana i kaʻauhau hana pilikino ka Hōʻawina SE.
Ke helu nei i kaʻauhau hana pilikino
E hōʻike iāʻoe i ka piliʻana o ka hana a me kaʻoihana pilikino no nāʻauhau Social Security a Medicare, eia nō ke kaʻina hana (nui loa) no ka heluʻana i kaʻauhau hana kanaka ma ka Hōʻawina SE :
- ʻO ka mea mua, ua hoʻokomoʻia ka waihona pūnaewele mai kāuʻoihana no kēlā makahiki.
- ʻO ka lua,ʻo ka nui o kaʻauhau hana kanaka e ukuʻia.
- ʻO ke kolu, loaʻa nā kālā mai ka hana a me ka nui o kaʻauhau FICA.
Ma hope,ʻo ka nui i ukuʻia mai kāu hana mai ka laweʻia mai o kaʻauhauʻauhau Social Security / Medicare. Inā loaʻa kekahi mea i koe, ua ukuʻia kaʻauhauʻokoʻa, ma kāu hoʻihoʻi kālā.
He Hōʻailona o ka Auhau AuhauʻOihana Hana
E'ōlelo mākou ua loaʻa iāʻoe he $ 50,000 mai ka hana a he $ 30,000 ke kālā loaʻa mai ka hana pilikino i ka 2016.ʻO ka huina o $ 80,000 mai kou uku a me kāu hana pilikino he emi iho ia ma ka palena mālama ola o $ 117,000, no laila, kou kālā.
E'ōlelo mākou he $ 3,100 i loko o ka FICA mauʻauhau i kāohiʻia mai kāu uku.Ue ukuʻoe no kahi $ 3720 ma ke kālā hoʻokupu pilikino i kāu kālā $ 30,000. (He heluʻuʻuku kēia i ka heluʻana; hikiʻole paha kēia inā pololei, e pili ana i kāu kūlana kūikawā.)
ʻO ka $ 3720 āu e uku ai i kaʻauhau hana hana e komo i ka Line 27 o kāu palapala pilikino 1040, a ua komo pū me kaʻauhauʻauhau āu e noʻonoʻo ai i kāu pā'ānāwai kālā no ka makahiki.
Ināʻoi aku ka nui o kāu kālā mai ka hana a me ka hana pilikino ma mua o ka mālama mālama ola, ponoʻoe e hoʻomau e uku i kaʻauhau Medicare. ʻAʻohe pane ma kaʻauhau Medicare, a inā pahaʻoe e uku i kaʻauhau Medicare'ē aʻe he 2.9% ināʻoi aku kāu kālā ma mua o kahi nui.
Ka ukuʻana i kāuʻauhau mahi
Ma muli o kaʻauhauʻole o ka hana hana, hiki iāʻoe ke loaʻa i ka ukuʻauhau nui ma ka manawa ukuʻauhau. He nui nā meaʻoihanaʻoihana e hoʻopiʻi i nā uku makahiki heʻehā,ʻo ia hoʻi ka uku i ukuʻia no kaʻauhau hana pilikino me kaʻauhau kālā loaʻa. Hiki iāʻoe ke hoʻonui i kā kālepa kālā kālepa a me ka moku'āina e kāohi ana i kāu hana no ka uhiʻana i kēia kumukūʻai hou.
No kaʻike hou aku a me nā hiʻohiʻona, e nānā i kēiaʻatikala ma luna o ka hoʻohana pono pilikino a me kaʻauhau palekana , mai ka Social Security Administration.