Pehea e hana ai ka Polokalamu OASDI?
Hāʻawi ka Polokalamu Hauleʻa (OASDI) i nā hōʻai'ē Social Security i nā limahana a me nā hana pilikino i loaʻa nā mea kūʻaiʻoihana no ko lākou uku, uku, a me nā uku'ē aʻe i kā lākou hana i ka wā a pau, a hiki i ka nui o nā uku i kēlā me kēia makahiki.
Hāʻawiʻia kēia papahana e nā haʻawina a nā limahana a me nā poʻe hana ma o kaʻauhau FICA . ʻO kēia auhau ma luna o ka hapene o ka uku o ka uku o ka limahana, aʻo ka mea hana a me ka limahana hana e hoʻohui i nā kālā like. Hoʻolimalima nā mea pāʻoihana liʻiliʻi i kaʻauhau like, i kapaʻiaʻo SECA (aiʻole kaʻauhau hana pilikino) , e pili ana i ka loaʻa kālā o kā lākou mauʻoihana. Lawe pū nā mea hana a me nā mea hana limahana i kaʻauhau no ke kālā Medicare / Medicaid ,ʻo ia kekahi o kaʻauhau FICA.
He aha kaʻu e pono ai eʻike e pili ana i ka'OYDI ma keʻano he mea hoʻohana?
Ma keʻano he paʻahana, loaʻa iāʻoe nā kuleana e pili ana i nāʻauhau'OASDI a me FICA:
- Pono nā paʻahana e kāohi i kaʻauhau FICA mai nā uku uku a pau o nā mea hana a pau a hiki i ka mea i loaʻa ai i ka limahana ka maximum mālama ola.
- Pono e hoʻokaʻawaleʻia nā limahana (e like me " nāʻauhau ukuʻauhau e ukuʻia" ) he uku likeʻole no kēlā me kēia limahana no kēlā me kēia manawa uku,ʻoiaiʻo ka hapa o ka limahana o nā FICA.
- Pono nā mea hana e hōʻike i nā kālā i kāohiʻia mai ka uku uku uku o nā limahana ma kēlā me kēia hapaha ma ka IRS Form 941 a
- E mālama i nā manawa manawawai i ka IRS no nā limahana limahana a me nā limahana i nā kālā FICA.
- E hōʻike i nā limahana i kēlā me kēia makahiki ma kā lākou kālā loaʻa a me ka waiwai mālama ola no ka makahikiʻauhau mua, ma ka Form W-2.
He aha ka mea e pono ai iaʻu eʻike e pili ana i ka OASDI e like me kahi mea waiwai pāʻoihana?
I kēlā makahiki kēia makahiki, i ka hoʻopauʻana i kāu hōʻuluʻulu waihona pāʻoihana liʻiliʻi ma ka Hōʻuluʻulu Kuhi IRS, ponoʻoe e helu i ka nui o kaʻauhau hana kanaka āu e uku ai.
Hoʻopaʻaʻia kēia helu ma ka Hōʻike SE. Hoʻonui pūʻia nāʻauhau'OASDI a me Medicare no ka hoʻopauʻana i kaʻauhau hana pilikino.
A laila, ponoʻoe e uku i kēia mauʻauhauʻoihana pilikino e pili ana i kāʻauhauʻauhauʻauhau no ka makahiki. ʻO kēia mau auhauʻelua e kauʻia ana ma ka loaʻa kālā o kāuʻoihana.
Eʻikeʻoeʻaʻole e unuhiʻia nā auhau o nā hana pilikino mai nā kālā āu i lawe mai ai mai kāuʻoihana ma keʻano he mea waiwai, no laila ponoʻoe e uku i kaʻauhau kūpono i ka makahiki ināʻoi aku ka nui o kāu kuleana. E hōʻoia me kāu poʻe kaulikeʻauhau no kaʻike hou aku i nāʻauhau hoʻolimalima a me nāʻauhau i manaʻoʻia.
ʻAʻole pono nā poʻe waiwai e uku i kaʻauhau Social Security a me Medicare i nā loaʻa i loaʻa, akā, pono lākou e uku i kēia mauʻauhau inā lākou e hana ma kaʻoihana i kā lākouʻoihana.