Kāleka Kāleka 10 he nui inā loaʻa iāʻoe kahi hōʻai'ē kūpono
ʻO kēlā me kēia kanaka e loaʻa ana i ka hōʻai'ē hōʻailona maikaʻi heʻawelike ka helu ma waena o 630 a me 689. E hiki nō i kēia poʻe ke komo i nā kāleka kālekaʻaʻole naʻe e hāʻawiʻia iāʻoe nā kāleka kālā inā loaʻa iāʻoe ka hōʻai'ē maikaʻi. Aia kekahi mau kāleka kāleka i hikiʻole i kāu helu keʻaeʻia e hāʻawiʻia e ka mea hoʻopuka kāleka kāleka mai 630 a 689 i hiki ke noʻonoʻoʻia, no ka helu o nā peʻa a kēlā mau kāleka e hele mai.
Eia naʻe, aia nō nā kāleka kāleka maikaʻi a maikaʻi iʻikeʻia i kēia manawa. I kēia lā, e nānā nui mākou i nā kāleka kāleka maikaʻi e kūpono ana i kēlā me kēia kanaka me kahi hōʻai'ē maikaʻi. Eia kahi hōʻailona o nā kāleka kāleka he 10 iʻoi aku ka maikaʻi no nā poʻe i loaʻa ka hōʻai'ē maikaʻi.
ʻO kahi mea nuiʻo Capital One
ʻO kēia kāleka kālekaʻoihana e pili ana i nā poʻe iʻoi aku ka hoihoi i kaʻoihanaʻoihana a me ka hoihoi i kaʻoihana. ʻO ka mea mua,ʻo ke kumukūʻai hoʻokahi mele no kaʻoihanaʻoihanaʻaʻole e koiʻia nā uku makahiki.
ʻO keʻano,ʻaʻoleʻoe e hōʻoleʻia kekahi o nā lawelawe kāleka ma ka inoa o ka ukuʻole i nā uku makahiki. ʻO ka lua,ʻo nā hana i ukuʻia ma kēia kāleka e loaʻa iāʻoe ka uku uku kālā. Ma luna o kēlā, hiki iāʻoe ke hoʻohui i nā kāleka limahana'ē aʻe i ka leka me ka ukuʻole. Inā hoʻomauʻoe e hoʻohana i kēia kāleka no nā hana likeʻole, hiki ke hoʻonuiʻia i nā mea uku likeʻole me Capital One Spark no ke kālā kālā a me nā mea'ē aʻe.
Inā makemakeʻoe e hoʻoponopono i nāʻoihana kālā o kāuʻoihana ,ʻaʻole e hopohopo kēia kāleka. Hāʻawi iāʻoe i kahi koho e hiki ke hoʻoiho i nā palapala likeʻole e like me nā puke wikiwiki, wikiwiki a me nā palapala Excel. E kōkua kēia iāʻoe e mālama pono i kāu kālā. Eia kekahi, e loaʻa ana kāu pūʻulu kālā ma nā'elepili ma kahi hapahā makahiki e kōkua iāʻoe i ka hoʻomākaukauʻana i kāu kālā e hiki mai ana.
Kāleka Kālā Kālekaʻo Capital One Quicksilver Cash
ʻO kēia kekahi hōʻai'ē hōʻai'ē'ē aʻe no nā poʻe i loaʻa i ka hōʻai'ē maikaʻi. No ka hoʻomakaʻana, loaʻa iāʻoe ka uku uku kālā he 1.5% no kēlā me kēia kūʻai āu e hoʻohana nei me kēia kāleka. Inā hiki iāʻoe ke hana i kāu uku no nā mahinaʻoi he 5 i ka manawa, a laila e hiki iāʻoe ke komo i nā palena palena laina kiʻekiʻe . Inā hala aʻaihue paha kāu kālepa, ponoʻoleʻoe e hopohopo, no ka mea, hiki mai me kahi uhi pilikino i kūkuluʻia.
I kekahiʻaoʻao'ē aʻe, hiki iāʻoe ke komo i kāu kāleka mai ka hōʻoluʻolu o kāuʻike ke nohoʻo ia ma ka home e hoʻohana ana i ka polokalamu kelepona kāleka. Eia pū,ʻo ka uku o ka kāleka āu e loaʻa ai,ʻaʻohe ona palena aʻaʻole hoʻi e pau. ʻO kēia ke kūʻokoʻa e pono ai iā mākou ke koho. ʻO nā pōmaikaʻi o kēia kālepa e hālāwai me ka hapa nui o nā mea e pono ai i kahi kanaka e makemake ana i ka hōʻai'ē maikaʻi.
ʻO ka hope,ʻaʻoleʻoe e kākau inoa a hoʻololi paha i nā kālani no ka loaʻa kālā kālā.
Ka Credit One Bank Platinum Visa no ke Kino Loa
Ke maopopo loa nei auʻo ka mea e loaʻa ana ke kālā maikaʻi e hana mau ana i ka hoʻoikaikaʻana e lele lākou i waho o kēia māhele a neʻe i kaʻaoʻao hoʻokele maikaʻi. Ināʻo ia kou kumu, a laila, e hoʻokomo i kēia kāleka i kāu mau pahuhopu 100 pakeneka. No ka hoʻomakaʻana, he kimeke kīnāʻole ia e nele i ka mea i koiʻia a no laila he mea kōkua ia i kou makemake e kūkulu i kāu hōʻai'ē. I ka manawa e hana aiʻoe i kekahi o kāu mau kūʻai, loaʻa iāʻoe ka hapene kālā he 1% o ka uku e uku houʻia.
Ma kekahiʻaoʻao, e hiki iāʻoe keʻae i kāu helu heluʻai maʻamau āpau ma ka pūnaewele no ka hikiʻana iāʻoe keʻike i kahi āu e pili ana i ka helu a me kāu mea e hana ai i mea e hoʻomau ai.
Ma muli o ka pahuhopu no kēia kāleka e kūkulu i kāu hōʻai'ē , e hōʻikeʻia nā uku a pau i hāʻawiʻia i ka manawa i nā kumukūʻai hoʻolālāʻekolu a ma ka hanaʻana, hiki ke helu iki i kāu helu a ma mua o kaʻikeʻana o kāu pālākika e neʻe mai kahi maikaʻi a maikaʻi. . No laila, no ka mea e makemake ana e kūkulu i kā lākou hōʻai'ē, aiaʻo Credit One Bank Platinum ka mea kūpono a me ka hope loa noʻoe.
Chase Slate no nā hoʻoili Waihona
No mākou o mākou i hoʻolimalimaʻia e ka hōʻai'ē kāleka kāleka , a laila loaʻa iāʻoe kahi kāleka kāleka Chase Slate e mālama i ka nui o nā pilikia kālā. ʻO ka mea mua, e hele mai kēia kāleka kālā me kahi 0 pakeneka APR ma kekahi o nā kaulike a me ke kūʻaiʻana i nā hoʻoiliʻana āu e hana ai i nā papa hana pālua mua 15 āu e hoʻohana nei i ka palapala no. ʻO ka makana nui e pili ana i kēia kālekaʻo ia ka mea e hōʻoiaʻiʻo iāʻoe 3% pālākeli pale kālā ma nā pālākiō a pau me nā lā 60 mua o ka weheʻana o ka helu. Ināʻoe e hakakā nei me kahi hōʻai'ē ma kekahi kāleka'ē aʻe e loaʻa mai ana ka uku hoʻopaneʻe hiki iāʻoe ke hoʻololi i ka hōʻai'ē i kā kāleka kāleka Kāleka a eʻoliʻoli i kēia hoʻololi o nā uku a me nā uku hoʻolimalima. ʻO kēia ka mea e mālama iāʻoe i ke kālā nui i ka holo lōʻihi.
No nā hōʻike kiʻi, e loaʻa iā mākou kahi hiʻohiʻi maoli. Kūponoʻoe he pale kau i $ 8,700 i loaʻa he 15 pakeneka APR a kohoʻoe e uku $ 500 i kēlā me kēia mahina, e lawe iāʻoe i kahi kokoke i 20 mau mahina ma mua o ka weheʻana i ka aie. Eia naʻe,ʻo ka hoʻoiliʻana i kēia kaulike i kahi kāleka Chase Slate e hoʻopakele iāʻoe e pili ana i $ 1,305 ka nui loa mai ka loaʻaʻana o ka Slate he 0 pakeneka APR i nā papa hana hoʻoili kope 15 mua i hanaʻia.
Ka huakaʻi heleʻana i nā haumāna no nā haumāna
Inā he haumānaʻoe e makemake ana e kiʻi iāʻoe iho i kāleka kāleka no kāu pono'ī, a laila, he uku maikaʻi ka heleʻana o ka haumāna hele hele helena no nā haumāna. Loaʻa iā ia nā hana hana waiwai nui e hoʻonui iāʻoe i loko o ka wā pōkole e like me nā kāleka'ē aʻe i loaʻa ma ka mākeke. Hāʻawi pū ia iāʻoe i nā uku i kēlā me kēia manawa e hana aiʻoe i nā uku manawa. I ka wā e loaʻa ai nā pono a iʻole nā pono, he mea nui eʻikeʻoe e hāʻawi ana kēia kāleka iāʻoe i ka uku uku kālā uku no kēlā me kēia kūʻai āu e hana ai. Ma luna o kēlā, e loaʻa iāʻoe kekahi bonus 25 pasene ma kēlā me kēia uku o ka mahina i hāʻawiʻia i ka manawa. Eia kekahi, ua hoʻopauʻia kāu palena kāleka kāleka inā e hanaʻoe i kāu mauʻauhau mua mua i ka manawa. Ma ka pili o nā uku makahiki,ʻaʻole i kohoʻia.
I kekahiʻaoʻao'ē aʻe,ʻaʻohe mea'ē aʻe no ka poʻe i aʻo ma waho a ma nā'āina'ē'ē aʻe ma waho o ka US. Ināʻoe e nānā i nā uku uku, pono kēia kāleka mai ka hāʻawiʻana iāʻoe i ka 1.25 pakeneka e like me ka uku uku iʻoi aʻe ma mua o nā kāleka'ē aʻe.
Loaʻa kahi Bank Unsecured Visa me ka No Deposit
No ka meaʻaʻole pono kēia kāleka i ka waihoʻana, hāʻawi iāʻoe i kahi manawa e kūkulu i kou hōʻai'ē i loko o kahi pōkole. Ma nā kūʻai pono a pau āu e hana nei, loaʻa iāʻoe kahi kālā he 1%. Ma waho aʻe o kēia, ua loaʻa iāʻoe ke kūʻokoʻa e koho i kāu lā uku no ka manawa kūpono. Loaʻa iāʻoe ke kuleana kūpono i kāu mau helu hōʻai'ē e hāʻawi iāʻoe i ka manawa kūpono e nānā i kāu helu aʻike i nā wahi e hoʻopau ana i kāu hōʻailona hōʻai'ē.
ʻO nā mea maikaʻi ma luna nei e hāʻawi aku i ka Visa Bank Bank Unsecured Visa kekahi o nā kāleka maikaʻi e loaʻa i kou mau lima a me nāʻeke. Hāʻawi iāʻoe me ka pāʻani ākea ākea inā makemakeʻoe e hoʻonui i kou hōʻai'ē a e hele i waho o nā pale kīki uku kūpono. Inā makemakeʻoe e piʻi ka laina launa wikiwiki, hiki paha iāʻoe ke noi no ka mea inā hiki mai ia ma kahi uku. Eia naʻe, ināʻaʻoleʻoe e wikiwiki, hiki ke hoʻonuiʻia ka palena hoʻolālā inā e hōʻoiaʻiʻoʻoe e pono anaʻoe i ka hanaʻana i nā uku mahina o kēlā me kēia mahina.
ʻIke i nā Miles
No mākou o mākou e hele pinepine nei, a laila e loaʻa ana i ka Discover it Miles kāleka maʻamau hiki ke hāʻawi i kahi makana maikaʻi. Ma keʻano o nā uku, hāʻawi kēia kāleka iāʻoe i 1.5 mile no kēlā me kēia kālā āu e hoʻolilo nei. Hoʻololi pololei kēia i ka 1.5 pakeneka kālā ma nā wahi a pau e kūʻai aiʻoe. No mākou e makemakeʻole e noʻonoʻo e pili ana i kaʻikeʻana i ka uku o kā mākou uku,ʻo ia ka kāleka maikaʻi e hiki iāʻoe ke loaʻa. Ināʻoe he lālā kālepa maʻamau i ka makahiki mua, e pāpāluaʻia kou uku. Hoʻololi kēia i ka uku uku uku o ka makahiki.
He mea maikaʻi hoʻi kēia kāleka no ka poʻe hele mau ma muli o ka ukuʻoleʻana i nā uku kālepa haole. Heʻokoʻa loa kēia mai nā kāleka'ē aʻe e kāohi iāʻoe ma kahi o 3 pakeneka e like me ke kālā'ē aʻe ma nā hana a pau āu e hana ai ma waho no ka hoʻonaʻauao, kaʻakaʻi a hoʻomaha paha. No laila,ʻikeʻiaʻo Miles kekahi o nā kāleka maikaʻi e hiki iāʻoe ke loaʻa inā he hele mauʻoe.
Loaʻa i kahi kākiho pili
ʻO kēia kekahi o nā kāleka maikaʻi loa āu e loaʻa ai inā makemakeʻoe e pālua i kāu kālā uku uku i loaʻa ma ka hopena o ka makahiki mua. Eia kekahi laʻana, inā loaʻa iāʻoe $ 300 ma ka makahiki mua e like me ka uku kālā, e hāʻawiʻiaʻoe i $ 600 ma ka pauʻana o ka makahiki mua. ʻO kēia ke hāʻawi aku neiʻo ia iāʻoe i ke kālā no ke kālā pakki no kēlā me kēia kālā i loaʻa iāʻoe. I ka wā e pili ana i nā helu huliʻana i kēlā me kēia hapahā e like me nā hale kūkini, nā haleʻai, a me Amazon ma waena o nā mea'ē aʻe, loaʻaʻoe i 5 pakeneka kālā a hiki i ka hapahā hapaha i kēlā me kēia manawa i kou hana. E hiki iāʻoe ke loaʻa ka uku kālā he 1 pakeneka ma nā kūʻai'ē aʻe i hoʻohanaʻia me kēia kāleka. Hiki iāʻoe ke ho'ōla hou i kāu kālā no nā kālā i kēlā me kēia manawa i makemakeʻoe no ka meaʻaʻole i hoʻopaʻaʻia nā uku i ka manawa e manaʻoʻole lākou e pau.
ʻAʻohe uku makahiki e koiʻia e kēlā me kēia lā e uku ai i kēlā me kēia manawa. ʻO ke kumu o kēia e hiki i kekahi ke hoʻohana i ka kāleka me ka makaʻuʻole i ka paleʻana i ka ukuʻana i nā uku makahiki. Ma keʻano he lālā, hiki iāʻoe keʻike aʻike i kāuʻike FICO i kēlā me kēia mahina. Hiki keʻikeʻia ka helu i kāu mau'ōlelo makahiki e loaʻa iāʻoe a me ka polokalamu pūnaewele.
Credit One Bank Platinum Visa
Ināʻoe he kanaka me ka hōʻai'ē kūpono maikaʻi a loaʻa ka makemake a me ka hoihoi i ka kūkuluʻana i kāu hōʻai'ē , e kiʻi iāʻoe iho i ka Credit One Bank Platinum Visa. ʻO kēia ke kumu no ka hōʻikeʻana o ka mea hoʻopuka kāleka i kāu mau uku a pau i nā bureaus hōʻai'ēʻekolu i kēlā me kēia mahina. ʻO kēia ke kūkulu nei i kou hōʻai'ē nui ke hāʻawiʻoe i kāu mau uku a pau i ka manawa. Ma nā mea kūʻai a pau i hoʻohanaʻia me ka kāleka, e loaʻa iāʻoe kahi hapalua kālā uku kālā. No ke kumu o ka maʻalahi, loaʻa iāʻoe ka manawa e koho ai i kāu lā uku makahiki eʻoluʻolu aiʻoe. ʻO kēia keʻano hikiʻole iāʻoe ke kū'ē i ka hāʻawiʻana i nā malama mahina no ka mea hiki iāʻoe ke koho wale i ka lā e maopopo ai iāʻoe e loaʻa ana ke kālā ma kāuʻaoʻao.
ʻO kēia kāleka eʻoluʻolu loa ia no kēlā me kēia kanaka i loaʻa i ke kūlana kūpono a makemake hoʻi e hoʻonui i kā lākou mau koho. Ma hope, e hiki iāʻoe ke komo i kāu pūnaewele hōʻemi kālā likeʻole e like me kāu helu hoʻokō Experian.
ʻIke i Chrome no nā haumāna
He haumana pahaʻoe e noʻonoʻo nei i kahi pahu kāleka e hiki ke kūpono iāʻoe e mālama pono a hāʻawi iāʻoe i nā bonus likeʻole? A laila eʻike i ka Chrome no nā haumāna ke koho maikaʻi loa iāʻoe. No ka hoʻomakaʻana, loaʻa iāʻoe kahi kālā no ka pālākeli kālā no nā kālā a pau āu e loaʻa ai i kāu makahiki mua i lālā.
Loaʻa iāʻoe he 2 pūkē kālā ma nā haleʻai a me nā keʻena kinoea i kahi $ 1,000 ma kēlā me kēia wahi. Inā loaʻa iāʻoe nā māka maikaʻi (GPA 3.0 aiʻole ke kiʻekiʻe) hiki iāʻoe ke loaʻa ka uku $ 20 kālā ma kēlā me kēia makahiki kula i kahiʻoi aku o 5 mau makahiki. ʻAʻole ia e koi ana i nā uku makahiki ma ka poʻe kāleka ma ka manaʻo e hiki iāʻoe ke hoʻohana i kāu makahiki kāleka ma ka makahiki me ka hopohopo. Hiki iāʻoe keʻae i kāu heluʻai'ai'ē a me kāu hōʻike kālā kālā i kēlā me kēia mahina ma o ka heleʻana i ka pūnaewele aiʻole e hoʻohana i ka polokalamu kelepona.
ʻO nā kāleka heʻumi i piha iho nei,ʻo ia nā kāleka kāleka maikaʻi loa no nā poʻe i loaʻa i ke kālā maikaʻi ʻAʻole o lākou uku makahiki, hāʻawi i kahi manawa i ka mea kāleka e hōʻoia i kā lākou heluʻai , loaʻa ke kālā a loaʻa nā uku a hiki ke hoʻohana. E koho i kekahi o lākou ma muli o kāu mau pahuhopu a me kou mau pono.