Pehea eʻike ai i ka kāleka maikaʻi no kāu hui
Eia kekahi laʻana, ināʻoi ka nui o ke kālā e hoʻolālā ai kāuʻoihana i nā huakaʻi hele, a laila e manaʻo maikaʻi e loaʻa iāʻoe kahi kālekaʻoihana e hāʻawi nei i nā pīkai hele. Ināʻoe e hoʻolilo i ke kālā hou no ka kūʻaiʻana i nā lako o kaʻoihana, a laila e hāʻawi aku ka mea hoʻopuka kāleka maikaʻi loa i ka uku kālā ma nā kāleka.
ʻO keʻano kēia ma mua o ka hōʻailonaʻiaʻana o kekahi meaʻoihana no kekahi kāleka kāleka i hāʻawiʻia, pono e hoʻomaopopo maikaʻiʻia i ka nui o ka hana a kaʻoihana e pili ana i ka uku o ka heleʻana, nā lako a me nā pane.
Loaʻa kēlā mau kāleka i hāʻawiʻia i ka hāʻawiʻana i nā mea kūʻai pāʻani liʻiliʻi i hoʻokipa i ka wā e loaʻa ai ka uku o nā hoʻolālāʻoihana no ka meaʻaʻole lākou i loaʻa nā uku makahiki, nā uku liʻiliʻi liʻiliʻi a loaʻa nāʻano likeʻole e hiki ai i nā mea pāʻoihana keʻoliʻoli. . Eia ke nānā wikiwiki i nā 10ʻoihana kālekaʻoihana maikaʻi loa no nāʻoihana liʻiliʻi.
Ka PalapalaʻAi MokuʻAmelika Express SimplyCash Plus
He kāleka maikaʻi kēia no nā mea kūʻaiʻoihana liʻiliʻi.
Hāʻawiʻia e American Express aʻaʻohe pili makahiki i pili iā ia. ʻO ka mea mua, e hāʻawi ana kēia kāleka kāleka iāʻoe i nāʻano bonus likeʻole e kūpono i nā mea a pau o nā mea kūʻaiʻoihana liʻiliʻi. Inā hoʻolimalima kekahi kālepa $ 5,000 i nā mahina muaʻekolu, loaʻa iāʻoe kahi bonus kālā hōʻai'ē $ 200.
Ināʻoe e hele a lilo i $ 10,000 i nā mahinaʻeono i hala iho nei, hiki iāʻoe keʻae i $ 200 no ka hōʻai'ē hōʻai'ē e hoʻonui ai i $ 400. Ma luna o kēia, loaʻa i ka mea kāleka ka 5 pakeneka hoʻi i ka kūʻaiʻana a hiki i ka palena he $ 50,000 o ka makahiki ke hoʻohanaʻia kēia ma US wale nō.
E hāʻawi ana kēia kālepa i ka mea mālama hale kūʻai liʻiliʻi i ka kuleana e koho i kahiʻano o 3 pakeneka hoʻi i loaʻa he $ 50,000 o ka makahiki. ʻO kēia māhele e pili ana i ka heleʻana, ka hoʻolimalima, ka hoʻolahaʻana, ka hoʻounaʻana, nā lako kamepiula, nā haleʻaina a me nā kino kinoea ma waena o kekahi. Ma hope o ka loaʻaʻana o ke kaʻina $ 50,000,ʻo nā mea kāleka ma ka 5 pakeneka a me ka 3 pakeneka pāʻani i ka 1 pakeneka kālā ma ka loaʻaʻole i nā kūʻai a pau i ka hana. Ma waho aʻeo nā pākuʻi,ʻaʻoleʻo Payply Cash he uku uku makahiki, he 0 pakeneka APR no nā kūʻai a pau no nā mahina 9 mua a me ke kumukānāwai palekana kūʻai e hoʻihoʻi hou iāʻoe no nā waiwai momona i loko o 90 mau lā o ke kūʻaiʻana.
Kāleka Kāleka Kālā Kāleka Chase Ink
Pono nā kamaliʻi liʻiliʻi eʻike i kahi e loaʻa ai ka kāleka kāleka Chase Ink e holoholo i kā lākou mauʻoihana me ka launaʻole o nā hessles. ʻO ka mea mua, ma hope o ke kākauʻana a me ka hoʻolimalimaʻana i $ 3,000 USD, loaʻa iāʻoe kahi kālā kālā $ 300. Ma ka palapala hoʻokahi, inā mai ka lā i kākau aiʻoe a hoʻohana i kāu kāleka, hiki iāʻoe ke loaʻa ka uku kālā kālā he 5% no nā lako a pau a me nā kālepa kūʻai e kūʻai i kahi $ 25,000 i loko o ka makahiki.
ʻO ke kumu'ē aʻe, loaʻa iāʻoe he 2 pūnaeke kinoea hoʻomehana a me ka kūʻaiʻana i ka hale kūʻai me ka kāleka a hiki i ka palena o $ 25,000 i hoʻokahi makahiki. Ke hikiʻoe i ka palena he $ 25,000 i loko o ka makahiki, loaʻa hoʻi he 1 pakeneka kālā i loko o kekahi kūʻaiʻana i hanaʻia e ka mea pāʻoihana me ka nānāʻole i keʻano kūʻai.
ʻAʻole nā uku makahiki i kāhi ka mea kālepa i loko o ka makahiki. Eia naʻe, hoʻololi ke kālā i ka 5% o ka huina kālā a pau ka uku o nā haole i ukuʻia he 3 pakeneka o ka pāʻani holoʻokoʻa. Hiki i nā mea pāʻoihana ke kūʻai i ka waiwai nui no nā kumukūʻai i hoʻomaka i $ 20. Hiki iāʻoe ke hoʻololi i kāu kālā i loko o nā hoʻolālā holo kaʻa a he makuka momona ia no nā meaʻoihanaʻoihana e hoʻolilo i ka hapa nui o kā lākou kālā a me ka manawa ma ka holoʻana. ʻO ka hopena, hiki mai ia me ka hoʻokomoʻana 0 kaʻaoʻao APR no nā malama he 12 mua i hala ai ka hoʻololiʻana o ka APR ma muli o nā kaʻina o ka mākeke.
ʻO ka Blue no ke Kāleka Kāleki Kāleka MaiʻAkaʻAmelika
He kanaka liʻiliʻiʻoihanaʻoe e hiki ana ke hele hele mau? ʻO kēia kekahi o nā kāleka kāleka maikaʻi loa āu e nānā nei i kahi kokoke i ka wā e hiki mai ana. I ka manawa e hoʻohana aiʻoe i $ 1 ma ka heleʻana, loaʻaʻoe i nā helu bonus a no kekahi $ 1 i hoʻohanaʻia ma kahi'ē aʻe, loaʻaʻoe i kahi helu hoʻokahi. I ka wā e pili ana i nā bonus makahiki, hiki iāʻoe ke loaʻa he 30% o ka bonus makahiki makahiki. Ma hope o kouʻaeʻana a lilo i $ 3,000 i nā mahina muaʻekolu, e ukuʻiaʻoe i nā kumukūʻai o ka helu i $ 10,000.
ʻAʻole he uku makahiki i pono e ukuʻia kekahi lālā. Eia kekahi, i ka manawa e hoʻohana aiʻoe i $ 2,000 ma ke kūʻaiʻana i ka US, e loaʻa iāʻoe 10X mau helu. I ka wā e loaʻa ai nā pōmaikaʻi nui, uaʻae kēia kāleka iāʻoe e hoʻoili i nā helu i nāʻoihana'ē aʻe a me nā polokalamu hōkele e like me JetBlue a me Hilton Hotels ma waena o nā mea'ē aʻe. ʻO kēia kāleka maikaʻi loa ia no nā mea kūʻaiʻoihana liʻiliʻi e hoʻolimalima ana i ka hapa nui o kā lākou lilo ma ka huakaʻi a me nā kaulahao hoʻokipa.
ʻO ka Capital One Spark Cash no kaʻoihana
He kāleka maikaʻi kēia no nāʻoihana e hoʻolimalima ana i ka hapanui o kā lākou kālā a iʻole nā lilo e hoʻohana ana i nā kāleka kāleka. No ke kūlana kūikawā, pono ia no nāʻoihana e hoʻolimalima ma mua o $ 10,000 ma kēlā me kēia makahiki ma nā kāleka kāleka. E hele mai kēia kāleka me ka loaʻaʻole he 2% uku kālā kālā ma nā kūʻai a pau i hanaʻia. Inā hoʻonui ka mea kāleka ma mua o $ 4,500 i loko o nā mahina muaʻekolu, a laila,ʻo ka mea paʻa, i kēia hihia,ʻoʻoe ka mea kūʻai lilo i ka $ 500 kālā bonus. ʻO kekahi kumu'ē aʻe e nānā aku aiʻoe no kēia kāleka,ʻo ia ke kumu o ka laweʻoleʻana i nā uku kālā. ʻO ia kekahi o nā kāleka maikaʻi loa i loaʻa i nā mea kūʻai pāʻoihana.
ʻO ka Pākeina Pila PilaʻOi maiʻAna HanaʻAna (OPEN)
ʻOiai e koi ana kēia kāleka kālekaʻoihana e uku i $ 450 i kēlā me kēia makahiki, aia nā uku kupaianaha e loaʻa kekahi i ka manawa e ukuʻia ai ka uku makahiki. I ka hoʻomakaʻana, i loko o nā mahina muaʻekolu, ināʻoe e lilo i kahi $ 10,000 i ka wā kūʻaiʻana i kaʻoihana, loaʻaʻoe i 50 mau helu uku uku. Loaʻa iāʻoe kekahi 25,000 mau manaʻo ma hope o ka hoʻohanaʻana i $ 10,000 hou i loko o ka manawa like. No nā kūʻai a pau i hanaʻia i lalo o $ 5,000 i kēlā me kēia manawa, loaʻa iāʻoe kahi helu no kēlā me kēia kālā i hoʻohanaʻia. Loaʻa he 50% o ka pilikino hele wāwae ma kēlā me kēia manawa e hele ai ma kāu airline i waeʻia. Hiki iāʻoe ke hoʻohana i nā kuleana i loaʻa iāʻoe e kiʻi ai i nā mea a pau a iʻole kekahi hapa o ka hoʻolālā kaʻahana āu e mālama nei i ka lawelaweʻana i kāuʻoihana . Aia ia ma waena o nā kāleka kāleka i makemakeʻia e pili nui ana i nā kānaka e holo ana i nāʻoihana liʻiliʻi me ka hapaʻole o nā lilo.
Kāleka Kāleka Kāleka Kūikawāʻo Starwood
He kāleka maikaʻi kēia no nā mea kūʻaiʻoihana liʻiliʻi e hele pinepine mai ana i kēlā me kēia manawa aiʻole i ka manawa mau. ʻO ka mea mua, inā e hoʻoliloʻoe i hoʻokahi dala ma ke komoʻana i nā kumukūʻai o Starwood, e loaʻa iāʻoe nā helu he 2-helu. ʻO nā kūʻai'ē aʻe a pau i hāʻawiʻia ma ke kāleka e hāʻawi i ka helu mea paʻa 1 mea no kēlā me kēia kālā i hoʻohanaʻia. ʻAʻohe mea pale e pili ana i nā mea e kūʻai ai i kāu kālā. Ke hōʻiliʻiliʻia nā kumumanaʻo, hiki iāʻoe ke ho'ōla iā lākou no ka pō i Starwood hotels. Ināʻole, hiki iāʻoe ke hoʻololi i kāu mau helu i hōʻiliʻiliʻia i nā holo huakaʻi i hāʻawiʻia e ka kāleka. Inā hoʻoiliʻoe i kahiʻoi aku he 20,000 ma kahiʻoihana hoʻoili hoʻokahi, e loaʻaʻoe i ka helu helu helu he 5,000.
Ma kekahiʻaoʻao, ināʻoe e hoʻonui i ka $ 5,000 ma loko o nā mahina muaʻekolu, loaʻa iāʻoe nā helu he 25,000. Eia kekahi,ʻaʻohe hoʻokomo APR a ukuʻia ka uku makahiki o $ 95 i hope o ka makahiki mua. Ke hōʻike nei kēia mau hōʻaiaʻana he mea maikaʻi kēia kāleka hōʻailona no nā meaʻoihana liʻiliʻi e makemake nei e hele pinepine a me nā mea aloha e kipa i nā kūlanakauhale kokoke e pono ai kahi nohoʻana i ka wā e hele ai lākou i kahiʻoihanaʻoihana.
Kālā nuiʻo Spana Cash koho no kaʻoihana
Ke kau inoaʻoe no kēia kāleka hōʻai'ē liʻiliʻi a lilo i kahi $ 3,000 i loko o nā mahina muaʻekolu, a laila e loaʻa iāʻoe kahi kālā kālā kālā $ 200. I ka wā e pili ana i nā uku makahiki, pono loa kēia kāleka kāleka. Ma luna o kēlā,ʻaʻole he uku hoʻolimalima'āina a iʻole ka uku hoʻolimalima pale. ʻO kēia ka mea e hoʻonani maikaʻiʻia ai nā mea e holo ana i nāʻoihanaʻoihana. Eia naʻe, e uku ana kāu uku i $ 39. No nā mahinaʻeiwa mua ma hope o ka hoʻopaʻa inoaʻana,ʻaʻoleʻoe e uku no kekahi kūʻai APR. Ma hope o ka pauʻana o ka hōʻailona APR, e loli keʻano kūʻai o ka APR ma waena o 13 pakeneka a me ka 21 pakeneka inā e hilinaʻi nui kēia i nā uku kūʻai o kaʻilikai a me kou pono pilikino. ʻO kēia mau pono a me nā bonus a hiki mai kēia kāleka kālekaʻoihana e lilo i mea kūpono iāʻoe e loaʻa.
Kāleka KālekaʻOihana Kālāʻo US Bank Business Edge World
ʻO kēia kekahi kāleka kāleka'ē aʻe i waiwai nui no ka mea holo i kekahiʻoihana liʻiliʻi o kēlāʻano kēiaʻano. ʻOiaiʻaʻohe ona hōʻailona kālā, loaʻa iā ia he uku uku ukuʻole ma nā kelepaea a me nā kelepona pūnaewele a hiki i $ 200 no ke kaʻina. No ka hoʻohuiʻana ma luna o kēia, ke kūʻai mai nei ke keʻena kūʻai i 3 pene kālā. Ma kekahiʻaoʻao, loaʻaʻoe i ka hapene kālā he 1 pakeneka ma nā mea kūʻai'ē aʻe. I loko o kēlā me kēia makahiki, loaʻa i ka mea kāleka he $ 25 o ka uku kālā kālā kālā ā hiki i $ 250 a ua kau kēia i ka uku kālā kālā. Eia pū,ʻaʻole e kāpili ke kāleka i kekahi kūʻai APR no nā mahina mua 9 i loaʻa iāʻoe ke kāleka. E like me nā 'ano o nā kāleka kāleka, ua kū ka manaʻo APR i ka loli me ka manawa a ua hoʻonui kēia i ka nui o ka APR ma ka mākeke.
ʻO Capital One Sparks Miles no kaʻoihana
Ma keʻano heʻoihana liʻiliʻi, ponoʻoe e kāleka pono i kahi kāleka e hāʻawi iāʻoe i ka nui o bonus a me nā uku. Ke kau inoaʻoe a lilo i kahi $ 3,000 ma nā mahina muaʻekolu, a laila loaʻa iāʻoe nā mile bonus 20,000 e hikiʻole ke hoʻomaopopoʻia. No kēlā me kēia kālā i hoʻohanaʻia ma ke kūʻaiʻana , loaʻa iāʻoe he 1.5 mau mile bonus. I ka loaʻaʻana o nā kālā he nui i nā mile, hiki iāʻoe ke ho'ōla iā lākou no nā pili pilikino pili kaʻahele. Eia kekahi,ʻaʻohe uku makahiki o ka kāleka aʻaʻole hoʻi me ka uku hoʻokele'āina a me ka uku hoʻoili palekana. Eia naʻe, hiki ke ukuʻia kekahi uku o $ 39.
Ma kekahiʻaoʻao,ʻaʻole he kūʻai kūpono APR no nā mahinaʻeiwa mua. Ma hope o ka pauʻana o ka manawa aloha, e hoʻonohonohoʻia ka rula APR ma waena o 13 pakeneka a me ka 21 pakeneka ināʻoi kēia nui ma luna o ka nui e loaʻa nei i ka wā kūʻai.
Ke holoʻana i kahiʻoihana liʻiliʻi , maopopo i kahi o nā mea e pono aiʻoe e hōʻoia keʻano haʻahaʻa loa kāu mau hoʻolimalima. Hāʻawiʻia kēia i ka manawa e ulu ai i kāuʻoihana mai ka manawa o ka hapa nui o ke kālā kālā e noho i loko o kaʻoihana. ʻO kekahi o nā ala e hiki ai ke hoʻokōʻia kēia ma ka hōʻoiaʻana e hoʻohanaʻoe i kahi kāleka kālepaʻoihana e hāʻawi iāʻoe i nāʻano uku a me nā bonus likeʻole.
Hiki i ke kāleka hana kāleka maikaʻi ke hāʻawi aku iāʻoe i nā putela kālā, nā pīkai hele a me ke kūʻokoʻa i ka hoʻohanaʻana i ka kāleka kāleka. ʻO nā kāleka i heluʻia ma loko nei ma waena o nā kāleka kākika maikaʻiʻoihana no nā mea kūʻaiʻoihana liʻiliʻi ma ka makai e pili ana i nā pono a pau o kahi mea waiwai pāʻoihana. No laila, ināʻaʻoleʻoe i kekahi o nā kāleka i hōʻikeʻia ma luna nei, e hoʻolālā i ka manawa e noiʻi ai a noi i kekahi i ka wā hiki.