ʻO ka mea makemake loa a me LIBOR
ʻO ka US Prime Fair
ʻO ka loiloi nui ka mea pili i nāʻoihana liʻiliʻi no ka mea, hoʻohanaʻia nā kumukānāwai e like me ka hoʻomakaʻana mai kahi e helu ai i ka uku pānaʻi e uku ai i nā loina bank. Hiki i ka melike liʻiliʻi liʻiliʻi ke helu pinepine i nā kumukūʻai i ka helu o ka manawa kūikawā. I ke kauʻana o ke kālā kālā, hiki i nāʻoihana pāʻoihana ke uku i nā uku kiʻekiʻe. Ua aneane hikiʻole ke lohe i kahi pāʻani liʻiliʻi e hāʻawi i kahi kālā i ka hapa nui.
Wae vs vs
Ua piʻi ka loiloi mua loa i ka manawa. I ka lāʻo Pepeluali 1972,ʻoiai he lālā, ua kū ka hapa nui o ka US i 4.5 pakeneka. Ma laila ua hoʻomaka ka piʻiʻana o ka hawewe, e hoʻololi mau ana i ka hapahā a hapa hapa mahina. Aia kekahi mau manawa i hāʻule hou, akā i kahi kēkelē. Ma o Dekemaba 1980, ke kū nei ka'ōhumu maʻamau i kahi he 21.5 pakeneka nui loa-ʻo kahi kiʻekiʻe loa.
ʻO kēiaʻano laulā a me ka ukiuki haʻawina i loaʻa iā ia he mea hōʻino ia no nā pāʻoihana liʻiliʻi,ʻoiai no ka mea,ʻo nā loina e hana nei i nā pāʻoihanaʻoi aku ka wā pōkole, hōʻole pinepine lākou i nā kālā pāʻoihana i kahi hōʻai'ē manawa paʻa, .
Ma keʻano he kūlana maʻamau, he mea maʻalahi ka loaʻaʻana o nā mea kūʻai liʻiliʻi i nā mea liʻiliʻi i nā mea liʻiliʻi, e like me ka "quantitative easing" manawa i pili i ka hoʻoholo kālā o ka makahiki 2007. ʻOiai ka uku pānaʻi ma nā hōʻai'ē hoʻopaʻa hoʻopaʻa manawa he helu aʻelua paha iʻoi aʻe ma mua o kahi kālā like e like me kahi alakēkika pāloli,ʻo kaʻaeʻana i ka pakuhi kūpono haʻahaʻa e hāʻawi ana i ka pono a mālama i nā mea kūʻaiʻoihana mai keʻano o ka piʻiʻana iʻikeʻia i nā makahiki 1970.
E hoʻomanaʻo i ka ukuʻoleʻana o nā mea kūʻai pāʻani i ka 21.5 pakeneka i ka makahiki 1980; ke uku nei lākou i ka heluʻana mai 1 a 5 mau helu pakeneka.
KA LIBOR
ʻO nā hana liʻiliʻi e pili ana i nā lawe mai i waho / ka hoʻokuʻuʻana a me nāʻoihana'ē aʻe'ē aʻe e pili ana i ka nui o ka hoʻolālā LIBOR. ʻO kēia ka hapa kumukuai no ka pōlani no ke kelepona Eurodollarʻo London no nā loans. Ke hele neiʻo ia ma keʻano kūpono a me ka loiloi maʻamau, akā naʻe, ua emi iho ka haʻahaʻa aʻoi aku kaʻoi aku o ka loli ma mua o ka nui o ka helu US.
Loaʻa i ka Nānā Hou
Kūponoʻo Investopedia e nānā i kāu loan mai keʻano o ka bank. E hiki paha iā lākou ke hāʻawi i kahi kūpono kūpono i ka mea kūʻai lōʻihi me nā heluʻoi aku ma mua o ka mea i hana iki aiʻoleʻoihana paha i ka wā i hala. He manaʻo maikaʻi nō hoʻi ia, e hōʻike ana ka pūnaewele, e noʻonoʻo e lawe i nā haʻawina i ka wā o ka mākele. Heʻuʻuku nā kānaka e noi nei i nā kālā i kēlā manawa, e hoʻonui ana i nā kumukūʻai e hāʻawi i nā uku kūpono no ka loaʻaʻana o nāʻoihana'ē aʻe.