Nā Kōmike Hoʻopiʻi Hoʻopiʻi Hou e hāʻawiʻoe i ka maikaʻi
ʻIkeʻia e CyberSource Corp. nā pūnaewele e hāʻawi ana iʻehā mauʻoihana uku'ē aʻe ma waho o nā kāleka kāleka he 12 pakeneka ka paʻakikī kūʻai aku ma mua o ka poʻe e hāʻawi ana i kahi koho koho pūnaewele i kāpae pū me nā kāleka kāleka.
I nā hua'ōlelo'ē aʻe,ʻo ka nui o nā uku hoʻoili kālā e hāʻawi ana iāʻoe,ʻo ka hoʻonuiʻana i kāu hana ma kāu pūnaewele a me ka nui o kāu kālā.
Eia nā koho koho pūnaewele e hiki iāʻoe ke hāʻawi ma kāu pūnaewele:
1) Ka hana kope kāleka
Ināʻoe e hāʻawi wale aku i kahi koho uku uku pūnaewele i nā mea kūʻai kūʻai, (ʻo ia kaʻu e hoʻohaʻahaʻa loa nei!)ʻo ia ka mea koho. ʻO nā kāleka kime ka meaʻoi loa loa e uku ai no nā waiwai a me nā lawelawe ma ka pūnaewele.
No ka hoʻonohonohoʻana i ka mea laikini kāleka ma kāu pūnaewele, (MasterCard, Visa, American Express, Discover), ponoʻoe e loaʻa i kahi pūnaewele kākikeʻIkepili (koe wale nō Paypal, nāna e hāʻawi i nā hōʻaihoʻi kālā e nele i ka mea kālepa kālepa).
Hiki iāʻoe ke loaʻa kahi moʻokāki mea kālepa'Ikepona ma o kou mau kelepona. Ke'ōlelo nei wau i nāʻona; no ka loaʻaʻana o kākaʻina kāleka kāleka o nā kāleka kāleka nui ma kāu pūnaewele, ponoʻoe e kiʻi i nā pūnaewele mea kūʻai pūnaewele me nā pūʻulu kūʻokoʻaʻelua e like me ka nui o nā'auke e hana nei i kekahi o nā kāleka kālepa.
Hiki iāʻoe ke loaʻa pū kekahi mea moʻokāki pūnaewele pūnaewele ma o kahi mea hoʻolaha kālā kālepa'ē aʻe, e like me Merchant Accounts, Beanstream, Moneris, PSiGate a iʻole InternetSecure.
ʻO nā pōmaikaʻi o ka loaʻaʻana o kahi pūnaewele kālepa'Ikepona ma o nā mea kūʻai kālā kālepa'ē aʻe o ka meaʻoiʻole ka mea i koi aku i kahi waihona mālama mālama (me ka likeʻole o nā kāleka), ua hoʻonohonoho kokeʻia, a hiki pinepineʻia e hoʻolako pū me nā pūnaewele lawelawe e-kelepona e komo ana i ka pūnaewele. ponoʻoe e kāleka ke kāleka kāleka pūnaewele (Point-of-sale) a me kahi kālepa kūʻai .
Nā uku
ʻO ka hemahema kaʻoihana kiʻekiʻe. ʻO nā uku hoʻolimalima,ʻo keʻano, uaʻoi aku ka kiʻekiʻe ma mua o ka hoʻokumuʻana i kāu pūnaewele mea kūʻai pūnaewele ma nā'auwaʻa.
Wahi a David Goodale o ke kalepa-accounts.ca:
He mea pōʻino wale nō, akā, ua loaʻa i kekahi mau mea kālepa kūʻai kālepa i nā kumukūʻai huna a iʻole iʻikeʻoleʻia ma kā lākou mau palapala. Ināʻikeʻoe i kahi pāʻoihana maikaʻi loa i kaʻoiaʻiʻo, inā paha.
ʻO nā pāʻani "maʻamau" āu eʻike ai, hiki i kēia mau mea kēia:
• ka uku noi
• ka hoʻonohonoho hoʻonohonoho
• ka uku mahina
• hoʻonui ka uku
• ka uku maʻamau
• ka pākēna hoʻopiʻi
• nā māina kau palena palena
• nā uku kūponoʻole
• nā uku palena palena
• ka uku puka puka
• nā palapala laka liʻiliʻi loa e hikiʻole iāʻoe ke hoʻololi me ka hoʻopaʻiʻole
• nā loiloi
• e hoʻopololei i nā wahi mālama.
E hōʻoiaʻoe i kahi palapala i kākauʻia piha o nā uku a pau ma mua o kāu kau inoaʻana me kahi mea kūʻai kālā kālepa.
Ma kahi i loaʻa iāʻoe kāu pūnaewele kālepa'Ilepona, ponoʻoe e kūʻai i kahi lawelawe pūnaewele pūnaewele. Keʻike nei ka'īpuka i kaʻike, nā noi hoʻoili a hāʻawi i nāʻae kāleka i ka manawa kūpono. ʻO nā paeʻelima a pau aʻu i'ōlelo ai ma luna nei e hāʻawi nei i kēia mau lawelawe lawelawe kāleka kāleka, a ua nui nā mea'ē aʻe e hana pū ana - me PayPal.
2) PayPal
Hoʻomaopopoʻo PayPal i kahi hōʻaihoʻi kālā palekana a pau loa iʻole e koi aku i kahi kālepa kālepa.
Hāʻawi ka Polokalamu Paena Paena Pūnaewele iāʻoe eʻae iā Visa, MasterCard, Discover, a me kā American Express kāleka kāleka kāleka, a me nā hāʻawi kīʻale a hāʻawi pū aku hoʻi i PayPal - me ka ukuʻole o nā uku mahina, nā hoʻonohonoho hoʻonohonoho a hoʻoholo paha. Nā uku PayPal āu e uku aku iā 1.9 i ka 2.9 pakeneka o kaʻoihana a 30 keneta no kēlā me kēia kauoha, ma muli o ka nui kūʻai kūʻai o kāu hui.
ʻO ka koho PayPal he kumu hoʻoholo maikaʻi maikaʻi no kahiʻoihana ma kahi haʻahaʻa haʻahaʻa e pono e hoʻomaka me ka eCommerce wikiwiki a maʻalahi.
Hoʻokumu pū akuʻo PayPal i kahi hōʻano hou o ka Paena Paena Pūnaewele i kapaʻiaʻo Pay Pay Pro, kahi e nānā pono ai nā mea kūʻai ma kāu pūnaewele ma mua o ka PayPal (hiki i kēia manawa wale nō ma US).
Hāʻawi pū lākou i kahi Pakuhi PayFlow a me PayPal Express Kelepona no nāʻoihana i loaʻa i nā mea kālepaʻIkepili.
E hoʻohālike i nā lawelawe PayPal maʻaneʻi.
3) Kāleka hoʻolimalima
ʻO ka pepa kāleka keʻanoʻoi aku o ka uku no hoʻokahi no loko mai o nā meaʻelua o Kanada a ua nui aku ka nui o nā kāleka kaʻina kūʻai ma Canada, e like me ka Interac Association. I ka makahiki 2006, uaʻoi aku iʻoi aku iʻoi aku iʻoi aku iʻoi aku iʻekolu piliona Interac Direct Payment Payments i $ 148 biliona aʻo ka helu o ka uku kāleka hoʻopiʻi e ulu ana ma kahi o elima hapahā ma kēlā me kēia makahiki ma Kanada. ("Ke hoʻohanaʻana i ka hoʻohanaʻana o ka Debit i kahi mea i'ōleloʻia", CBC.)
Me nā helu e like me ia, he koho uku ukuwai kēia e makemake anaʻoe e hāʻawi i kāu mea kūʻai inā kūʻaiʻoe i ka pūnaewele.
ʻO Interac Online kekahi koho e hiki ai i kāu poʻe kālepa ke uku no nā waiwai a me nā lawelawe ma waho pūnaewele mai kā lākou mau kālā kālā . He mea maʻalahi a paʻa no nā mea kūʻai no ka meaʻaʻole lākou e hele i ka hoʻokaʻawaleʻana i kā lākou mau kāleka kālā a iʻole kiko'ī kālā i ka hanaʻana i kahi kūʻai; e hoʻopauʻia nā uku ma o kā lākou pūnaewele waiwai pono'ī.
No ka hoʻomakaʻana i ka Interac Online ma kāu pūnaewele, ponoʻoe e hele i loko o kekahi o kā lākou mea i hōʻoiaʻiʻoʻia aiʻole nā mea hoʻolaha kikowaena pūnaewele, e like me Beanstream, Moneris, Internet Secure a iʻole PsiGate. Eia kā lākou papa inoa o nā mea hoʻolaha uku kālā.
LiloMyBank kekahi kamupā Kanada'ē aʻe e hoʻolako ana i nā lawelawe hoʻolimalima pūnaewele. E like me Interac Online, kūʻai nā mea kūʻai i kā lākou lawelawe lawelawe me ka pāʻoihana Bakeki pūnaewele e kū nei me kā lākou kelepona no ka ukuʻana no kāu mau waiwai aiʻole i nā lawelawe ma ka pūnaewele a ua hoʻokomo pololeiʻia ka uku i ka waihona kālā i kohoʻia.
E hoʻohanaʻia nā kumukūʻai UsMyBank "ma ka hoʻonāʻana o ka helu" e like me ko lākou pūnaewele. ʻO ka uku hoʻolimalima he 1.5% a 5% a he $ 1.50 ka uku no ke kāʻei. Loaʻa kekahi uku kālā. No ka hoʻomakaʻana e hoʻohana me UseMyBank ma kāu pūnaewele, e hoʻohana pololei ma o ka pūnaewele UseMyBank.
4) E hāʻawi iā lākou i ka hoʻokaʻawale i nā koho hoʻololi
ʻO kekahi o kāu mau mea kūʻai aku paha he poʻeʻaʻole lākou eʻoluʻolu i nā koho i kōnae e hōʻikeʻia ma luna nei a iʻole nā kānaka e makemake e kamaʻilio i kahi mea ola. Inā makemakeʻoe e hoʻomaopopo pono i kāu pūnaewele a e kūʻai i nā kūʻai a pau āu e hiki ai, he mea nui e hāʻawi aku i kēia poʻe i nā ala e uku ai. Hoʻohui i kahi helu kuhihewa a me kahi palapala kauoha e hiki i nā kupa ke hoʻopiha i ka leka uila a iʻole ka leka uila inā makemake lākou.
ʻO kaʻoihana uku kūʻaiʻoi aku ma mua
ʻO ka lanakila o kāuʻoihana pūnaewele e pili ana i nā kūʻai. No laila, no ke aha e hoʻoemi ai i kāu kahaki kūʻai ma o ka hoʻokaʻawaleʻana i nā mea hiki i nā mea kūʻai hiki ke uku i kāu huahana a / lawelawe paha ma ka pūnaewele? Hana i nā kūʻai likeʻole e hiki ai iāʻoe ma ka hāʻawiʻana aku i nā koho koho pūnaewele he nui e hiki ai ma kāu pūnaewele.