Uku Taʻu Haʻawina,'Ai'ē FICA,'Ake Hana Laikini, Uku Uku o nā Hana
Ma mua o kou hoʻonohonohoʻana i kāu pūnaewele uku a hoʻolimalima i kāu limahana limahana, ponoʻoe eʻike e pili ana i keʻano o kaʻauhauʻauhau. ʻO kekahi o nāʻauhau, e like me kaʻaeʻana o ke aupuni pekelala a me ka moku'āina , keʻaʻa wale neiʻoe mai ka uku o ka limahana a hoʻohuli i ka manaʻauhau .
ʻO nāʻili'ē aʻe o kaʻauhau, e like me ka FICA mauʻauhau (no Social Security a Medicare), pono e laweʻia mai ka uku o ka limahana a uku pū nō hoʻiʻoe i ka mea hana. Aʻo kekahi poʻe'ē aʻe, e like me ka ukuʻole o kaʻauhau a me ka uku o nā limahana , ponoʻoe ma keʻano he mea hana, akāʻaʻole kōkua nā poʻe hana i kēia.
Eia ka papa helu IRS o nāʻauhauʻauhau,ʻo ia wale nō kaʻauhauʻauhau hana. Ua hoʻokomo wau i nāʻauhau hana'āina ma kēiaʻatikala.
Nā Taʻi Pūʻali Kū'ē: He mea e pono aiʻoe eʻike e like me ka mea hoʻohana
He hoʻomanaʻo no nāʻauhau i kāohiʻia mai nā limahana maiʻo nāʻauhau kālāʻauhau; ʻo ia, ua mālamaʻia e lākou akā e pono ke ukuʻia inā pono.
01 - Federal Income Tax Withholding
02 - Mokuʻakeʻa Lapaʻa Moku'āina
ʻO nā Moku'āina e loaʻa ana i nāʻauhau kālā kālā ka mea e pono ai ka poʻe nāna e hoʻolimalima eʻauʻa kēlā mauʻauhau mai ka poʻe limahana Hoʻohana kekahi mau māhele i ka puka W-4 ākea ,ʻoiai nā moku'āina'ē aʻe i kā lākouʻano iho. E nānā iāʻoe eʻike i kahi e koiʻia ai e kāu moku'āina kaʻauhau kālā e kāohiʻia, hōʻikeʻia, a ukuʻia.
03 - Social Security a Medicare (FICA'Ai'ē)
Pono nā US e hoʻolimalima kālā e lawe i kaʻauhau FICA (Social Security a Medicare) mai nā uku kālā o nā poʻe limahana a pau, a uku i nā mea hana a me nā limahana o kēiaʻauhau. ʻO ka unuhiʻana o ka limahana mālama ola he 6.2 pakeneka o ka uku keu a hiki i ka palena makahiki . ʻO ka mahele Medicare no nā limahana he 1.45 pakeneka me ka meaʻole. Pono e hoʻohuiʻia nā ukuʻelua e nā limahana hana.
04 - Kuhi Kuleana Kūleʻa a me ka Moku'āina
Pono nā mea hana e uku i kaʻauhau hana ka'āina no ka hāʻawiʻana i nā pōmaikaʻi i nā limahana i nele i kā lākou mau hana. ʻAʻole kōkua nā limahana i kēia kālā. Hoʻolālā nā limahana ma muli o kā lākou uku uku (ka uku nui i hāʻawiʻia i nā limahana a pau). Ma waho aʻe o kaʻauhauʻauhau hana nui, makemake ka moku'āina nui iāʻoe e komo i ka papahana auhau no ka hanaʻole , a no ka ukuʻana i kaʻauhau hanaʻole.
05 - Uku uku kumukuai i ka uku hana limahana
Pono nā mea hana e uku i loko o ke kālā aupuni e hāʻawi ana i nā pono no nā limahana e loaʻa ana i nā maʻi a iʻole nāʻeha no kā lākou hana. Ke hoʻoponopono nei kēia mau pono i nā kānāwai hoʻolimalima hana a ka luna'āina a ukuʻia e nā limahana hana i nā kālā uku kālā o ka luna hana.
06 - Ke Auhau Hana Hana
ʻImi ka IRS i kaʻauhau hana hana ma ka māhele o kaʻauhauʻoihana. ʻO ia no ka mea,ʻo kaʻauhau hana pilikino e pili ana i nā kālā FICA; ʻO lākou nāʻauhau mālama ola a me Medicare no nā poʻe pono'ī.
Hoʻonuiʻia kaʻauhau Medicare no ka poʻe hana pilikino.
ʻOkoʻa ka uku pāʻani o ke kanaka iho ma waho o nāʻauhau kālāʻoihana no ka meaʻaʻole i kāohiʻia mai ka uku hana a ka mea hana. Ke heluʻia kēiaʻauhau ma ka loaʻa kālā o kahiʻoihana a ukuʻia e ka mea nona kaʻauhau i kāna hoʻihoʻi kālā.