He wehewehe:ʻO ka uku no ka lawelaweʻana i ka waiwai waiwai he mea hōʻoia kālā e koi ana i ka mea kūʻai no ka papa kūʻai waiwai a iʻole nā lawelawe kūʻai e pili ana i nā lawelawe i hanaʻia, ma mua o ka helu maʻamau o ke kumukuai kūʻai.
Hiki iā ia ke hana i nāʻano likeʻole. Hiki iā ia he papa helu kūʻai la-map a iʻole kahi kumu kālā kālā me nā kumu hou no ka hōʻikeʻana i nā huakaʻi a iʻole nā lawelawe'ē aʻe. Hiki i ia ke hui pū i kahi'āpana liʻiliʻi no kekahi mau lawelawe kūikawā a me nā kumu hou no kaʻoihana hou aʻe.
Ua hoʻolimalima au i nā ukiuki no ka lawelawe
I ka wā aʻu i'ōlelo ai ua ho'āʻo au, eia keʻano ua ho'āʻo wau e kūʻai aku i ka manaʻo i ka poʻe. Ma hoʻokahi wale nō kumu i loaʻa iaʻu e lele, he mea kūʻai aku i ka mea nāna i kūʻai mai a makemakeʻo ia i kahi pāʻani pāʻani no aʻu e mālama i ke kūkākūkā no kahi waiwai sub- $ 100k.
Ua hana wau i kaʻoihana, maʻalahi, e like me kā lākou iʻae mua ai i nā mea a pau. ʻO wau wale nō e kōkua i nāʻaoʻaoʻelua e uhi i nā kumu me ka nānāʻana a iʻole eʻaʻaiʻanaʻaʻole lākou i makemake iā lākou me ka hōʻoleʻole, a pēlā aku.ʻO ka nui o kēia mea e uhi ana i koʻu kua e like me kā lākou. Ua hana au i kēia no $ 2,500 a uaʻokiʻoki lākou, me ka noʻonoʻoʻana he kumukūʻai.
Eia nō naʻe, inā e leleʻo ia ma keʻano o ka loiloi,ʻo kaʻuʻoihana hoʻomaha ma mua ka mea kūʻai aku i kaʻoihana kūʻai iʻole hiki ke loaʻa i kahi kapu i ka uku no ka lawelaweʻana. ʻIkeʻoe,ʻaʻole hiki i nā mea kūʻai keʻike i ka ukuʻana i ke kōmihana no ka mea e hōʻike ana ia ma kaʻaoʻao kūʻai o ka HUD-1. No laila,ʻaʻole lākou iʻike i ke kumukūʻai i ka ukuʻana no koʻu manawa e hōʻike iā lākou i nā waiwai a mālama iā lākou ma kahiʻoihana,ʻoiai e pili ana au i ke kānāwai i ka overage ma kaʻaoʻao kūʻai 3% o ke komisina.
Eia keʻano o ka hanaʻana i ka NM, kahi moku kahi e hiki ai iāʻoe ke hoʻomau hou i nā mea kūʻai:
- E hāʻawi wau e hana me kahi mea kūʻai aku no ka hola hoʻokahi e hōʻike iā lākou i nā waiwai.
- E hana wau no ka hola hoʻokahi e mālama i ka huiʻana.
- E uku au iā lākou i kēlā me kēia pule ae uku lākou i kēlā kumukūʻai.
- Inā i hāʻule ka pāʻina, mālama au i ka mea a lākou i uku ai a hele nā mea a pau.
- Inā hiki i ka pauʻana, e hana hou wau i nā kuleana a pau ma kaʻaoʻao kūʻai aku aʻoi aku i nā mea a lākou i uku ai iaʻu.
He kūpono maoli nō keʻanoʻoihanaʻoihana. Akā,ʻaʻole i makemake nā mea kūʻai e noʻonoʻo i ka hoʻokomoʻana i ke kālā ma mua o ka paniʻana o kahi pāʻina.
No ka mea kūʻai aku i kaʻaoʻao kūʻai, hāʻawi wau i nā kuhina haʻahaʻa me ka hoʻomauʻana i ka lawelawe piha. Ua hāʻawi aku hoʻi au i kahi hoʻolālā palapala liʻiliʻi, akā, me ka palenaʻole o nā lawelawe. ʻAʻole i koiʻia i ka mea kūʻai.
Ināʻaʻole e hana, pono ia he manaʻo hewaʻole ...ʻaʻole pono. Eia naʻe, e hana ana i kahi loli maʻamau i nā manaʻo o nā mea hoʻohana a pehea lākou e nānā ai i ka hana a me ka waiwai o kekahi meaʻoihana waiwai i kā lākou hana. Ke hana nei kēia me kahi pūnaewele me ka pūnaewele e mālama i kaʻike i ka mea kūʻai. Uaʻike lākouʻaʻole lākou makemake iā mākou no ka huliʻana i nā mea kūʻai aku. ʻAʻole lākou e pono iā mākou e loaʻa kaʻike pilikino a me nā kiʻi o kēlā mau waiwai.
Hoʻohōhō: He mau makahiki i hala aku nei ma hope o ka hoʻouka hopeʻiaʻana o kēiaʻatikala, a uaʻoi aku kaʻoi aku o kaʻoihana o ka Pūnaewele i ka noiʻi o nā mea kūʻai waiwai. He kūpono kēia i ka mea kūʻai i nā mea kūʻai. Ke hana nui nei lākou i ka mea a ka mea kūʻai waiwai e hoʻohana ai e huli i nā hale.
ʻO ka manawa pinepine lākou i ke komoʻana aku i kahi kumu kūʻai waiwai wale nō ma hope o ka loaʻaʻana o ka papa inoa o nā hale a lākou makemake e hōʻikeʻia.
Hiki i ka Millennial hanauna ke lilo i mea hoʻololi no ka uku manawa-uku. Heʻike lākou i kaʻenehana a me kaʻike pūnaewele,ʻike lākou ke hana nei lākou i kahiʻoihana aʻoihana paha o ka home, a hiki paha iā lākou ke hoʻolimalimaʻia e ke kālepa e hāʻawi aku i kahi pākēna no ka hoʻokaʻawaleʻana i waena o nā uku a me ke kuleana i loaʻa. ʻO kaʻaoʻao paʻakikī, ma ka hōʻoiaʻana iā lākou i ka ukuʻana i nā lawelawe i ka wā e hāʻawiʻia ai lākou, e loaʻa ana i ke kālā ma kā lākou mauʻeke ke hiki lākou i ka papaʻaina. ʻO ka mea maikaʻi,ʻo ia ka mea e ho'ēmi ai i nā hōʻikeʻike no nā mea pākiko a me ka noʻonoʻo i nā lawelawe o kaʻoihana waiwai i nā mea kūʻai maoli.
Hiki paha iā lākou keʻike i ka uku e uku iā mākou no ka waiwai o lākou, e loli nā mea.
Hiki iāʻoe ke helu ma ia mea.