Hiki i ke Kauka Inikua Mūkini Medicare ke kōkua iāʻoe e pale i nā lilo kālā lapaʻau nui kahi i wehe aiʻo Medicare. Eia nā kālā e like me nā uku uku-uku, nā unuhi a me ke kākoʻo. Hoʻolako kekahi mau kulekele i ka'ilipili houʻole i uhiʻia e kāuʻano hana pilikino Medicare e like me keʻikena niho a me ka nānā.
Ināʻoe heʻelemakule e paʻakikī ana e uku i ke kumukūʻai o ka lāʻau lapaʻau i uhiʻoleʻia e Medicare, hiki iāʻoe ke loaʻa i kahi kulekele hoʻolaha kālā Medicare e ka Moku'āinaʻoʻAmelika Moku'āina.
Ke kūʻaiʻia nei kēia mau kumukūʻai e nā LāhuiʻAla Moku'āina o ka Moku'āina a hiki iāʻoe ke loaʻa hoʻi i ka pūnaewele ma ka pūnaewele.
No MokuʻIke Moku'āina
Hiki iāʻoe ke hilinaʻi i ka inoa o ka Moku'āina Moku'āinaʻo Assurance e like me keʻano o ka hui kālā maikaʻi. Ua hanaʻia ma kaʻoihana mai ka makahiki 1922 a ua loaʻa iā ia kaʻoi aku A ++ʻoi aʻe ma ka hōʻoiaʻana o ka hōʻai'ēʻo AM Best Insurance. He kūlana kiʻekiʻe hoʻi kaʻoihana o JD Power & Associates ma kahi o ka hoʻonui pono o nā mea kūʻai. Hoʻouka ka Moku'āina Moku i kāna mau mea hoʻolako me ka 24/7 kekapeli kuleana ma ka pūnaewele a ma ke kelepona paha. ʻO ka moku'āinaʻoʻAmelika Moku'āinaʻo ia ka mea i hoʻonohonohoʻia ma Bloomington, Illinois, a hoʻolako i nā mea pili i nā hoaaloha, nā inikua home, nā inikua laika, ka'inikona condo, ka hoʻokele kaʻakomo, kaʻimi ola a me nā lawelawe mālama kālā a me nāʻoihana kālā ma o kaʻoihana he 17,000 ma waena oʻAmelika Hui Pūʻia a me Canada.
Nā Pono, Nā Pono a me nā Pono Pono
Ponoʻoe i 65 aʻoi aʻe a kākauʻia i Medicare, mau māhele A a me B.
I kekahi mau manawa, hiki ke loaʻa ke kikowaena ināʻoe i lalo o 65 a loaʻa nā kūlana maʻi a kīnā paha i hiki ke kūpono. Inā he mau nīnau kolepa, e hoʻokae i kahi mea nāna e koho i Moku'āina Moku'āina no kaʻike hou. Eia kekahi mau hiʻohiʻona a me nā pono. Hiki ke hoʻololi i nā pono a me nā hiʻohiʻona ma muli o kou noho noho.
Papa A
- Māhele Medicare Part A me ka 365 mau lā aʻe o ka hoʻopaʻa ma hope o ka hopena o Medicare
- Mākaukau Medicare Part B
- Hospice coinsurance
- ʻEkolu mau pints liʻiliʻi o ka koko ke pono i kēlā me kēia makahiki
Ka Papa C
- ʻO ka Medicare Part A kahi hōʻailona hōʻailona
- Māhele Medicare Part A me ka 365 mau lā ma hope aʻe o ka hopena o Medicare
- ʻO ke kula kahu hānai kūpono
- ʻO ka Medicare Part B hiki ke unuhi a me ka coinsurance
- Hospice coinsurance
- ʻEkolu mau koko kokoʻole inā makemakeʻia kēlā me kēia makahiki
- Ua mālamaʻia ka 80% o nā koina mālama pilikia pili i nā lā 60 mua o kāu huakaʻi inā ua uhiʻia kēia mau lilo e Medicare ma ka US ma lalo o ka $ 250 a hiki i ka $ 50,000.
Kōkua F
- ʻO ka Medicare Part A kahi hōʻailona hōʻailona
- Māhele Medicare Part A me ka 365 mau lā ma hope aʻe o ka hopena o Medicare
- ʻO ke kula kahu hānai kūpono
- ʻO ka Medicare Part B hiki ke unuhi a me ka coinsurance
- Hospice coinsurance
- ʻEkolu mau koko kokoʻole inā makemakeʻia kēlā me kēia makahiki
- Ua mālamaʻia ka 80% o nā koina mālama pilikia pili i nā lā 60 mua o kāu huakaʻi inā ua uhiʻia kēia mau lilo e Medicare ma ka US ma lalo o ka $ 250 a hiki i ka $ 50,000.
- ʻO Medicare Part B keu. E uku ana kēia koho i 100% o ka uku keʻe inā loaʻa nā uku no nā lawelawe iʻoi aʻe ma luna o ka palena kūpono Medicare i ka wā iʻaeʻole ai kāu keʻena hana i ka maʻamau i ka Medicare. Ua hoʻokuleanaʻia kēia nui i nā palena palena a ke aupuni a me ka moku'āina.
Loaʻa i kahi manaʻo a me ka kūʻaiʻana i kahi kulekele
Hoʻolaha ka Moku'āina Moku i nā Kauoha Hoʻolapa Medicare. ʻAʻole i loaʻa nā koho a pau i kēlā me kēia moku'āina. Hiki iāʻoe ke hoʻokomo i kāu kāʻei aiʻole ka helu kuhi ma ka papahana kiʻi papa kiʻi ma ka pūnaewele a loaʻa i nā kumumanaʻo e hiki ai i kāu moku'āina ke loaʻa kahi kuhi no ka'ōlelo hoʻolaha ukiuki Medicare. I ka manawa i loaʻa ai iāʻoe kāu noi, e hoʻounaʻia kāuʻike i kahi mea nāna i'āpono i ka Moku'āina Moku'āina i laikiniʻia kahi āu e kūkākūkā ai i nā koho koho a hoʻopau i ke kaʻina hana kūʻai kumu kūʻai.
Hoʻokaʻaʻike
Inā makemakeʻoe i ka loaʻaʻana o kahi manaʻo no ka Iniua Hoʻolapa Medicare a iʻole kekahi o nā hua'ēahana'ē aʻe o ka hui, hiki iāʻoe keʻike hou aku ma ka heleʻana i kahi pūnaewele o ka Moku'āinaʻo State Farm ma ke kāheaʻana aku i 855-733.7333 aiʻole ma o ka hoʻohanaʻana i ka mea nāna e hoʻolālā i luna e hele i kou wahi kokoke loa. luna.