6 Keʻano likeʻole o ke kālā i kaʻoihana
ʻOiaiʻo ka hua'ōlelo kaulike e hōʻike mau ana i kekahiʻano o kaʻoihanaʻoihana, ua hoʻohana nuiʻia ka hoʻohanaʻana i nā kūlana o kaʻoihanaʻoihana ma nāʻano likeʻole:
- He kuleana kuleana i loko o kahi hui e hōʻikeʻia ana e nā palekana a me nā ukana. Inā loaʻa ka waiwai i loko o kahiʻaha i kūʻaiʻoleʻia ma ke akea, ua kapaʻiaʻo ke kūlike kūlike. ʻO ke kuleana kūponoʻo ka kuleana nui o nā mea kūʻai kālā i kahiʻoihanaʻoihana . Hiki i nā mea kālā kālā ke loaʻa nā kuleana like i loko o kahi paʻa ma keʻano o nā waiwai likeʻole a me nā waiwai i makemakeʻia. ʻO ka kuleana kūpono o ka waiwai ma ka hale kūʻai,ʻo ia hoʻi,ʻaʻole hiki i ka mea hana mua ke kūʻai i 100 pakeneka o kaʻahahui akā he kuleana kuleana me nā mea'ē aʻe, iʻikeʻia he mau mea kuleana.
- Ma ka pūʻulu palekana o kaʻahahui, ua hōʻikeʻia ke kūlike i nā moʻolelo ma lalo: nā kumu kūʻai, nā mea i makemakeʻia, nā uku uku kālā, a me nā uku i loaʻa .
- Ināʻoe he mea kūʻai i ka māhele kūʻai kūʻai,ʻo nā'āpana he mau kumu kūʻai, kekahi o nā papa waiwai nui i kāu kōpili.
- Ināʻoe he mea kūʻai i ke kūʻokoʻa kūʻai a ke komo i kaʻoihana kūʻai kūʻai, pono ke kūlike i ka waiwai o nā palekana i loko o ka pūʻulu pili i ka mea i lawe kālāʻia mai ka hale kūʻai.
- Ināʻoe e kamaʻilio ana e pili ana i ka waiwai, pono, a waiwai waiwai maoli paha, ka likeʻole ma waena o ka waiwai kūpono o ka makeki o ka waiwai a me ka palekana o ka moraki.
- Inā lilo kāuʻoihana banekorupa a ponoʻoe e hoʻohemo,ʻo ka nui o ke kālā e koe (inā he) ma hope o ka ukuʻana o kaʻoihana i ka mea hōʻai'ē e kapaʻiaʻo "ka waiwai kaulike," a iʻole ke kālā waiwai kūpono paha.
Ke hoʻohana nei i kēia mau hua'ōlelo e pili ana i ka pilina. Loaʻa i kēia mau'enelike kaulike kekahi pae maʻamau. Hoʻokahi like lākou i ka nui o nā uku, nā waihona kūʻai a me nā waiwai'ē aʻe, emiʻole ke poʻo, nā loans a me nā kuleana'ē aʻe.
Ka Haʻawina Loaʻa a me ke Kaulike
Inā paha e makemakeʻo Joe e kūʻai i kānaʻoihana,ʻo Joe's Repair Computer Repair. ʻAʻole nānaʻo ia i ka hale i loko, akā, he $ 10,000 kumu waiwai a he $ 5,000 i loko o ka loaʻa kālā mai ka mea kūʻai mai. Ma waena o kona hale hoʻolimalima a me nā hōʻai'ē,ʻo ia he $ 5,000. ʻOiaiʻo kēia keʻano maʻalahi o ka manaʻo, ua loaʻa iā Joe he $ 10,000 o ke kaulike i kānaʻoihana.
Hiki i nāʻene kūpono ke lilo i meaʻole. Ināʻae akuʻo Joe ma mua o $ 15,000 ma nā loina a me nā kālā'ē aʻe, e kūponoʻole kona kūlana kūlike.
I ka heluʻana i ke kūlike, a me ka waiwai o nā waiwai, i nui no nā hui nui, hiki i kēia mau waiwai ke komo i nā waiwai waiwai a me nā mea iʻikeʻoleʻia. ʻO nā waiwai waiwai hiki ke hoʻopāʻia, e like me nā papa inoa a me nā waiwai. Hiki i nā waihona waiwai ke komo i ka inoa o ka hui a me ke kūlana kiko'ī a iʻole ke kūmole kaulike.
Ua kūkuluʻia kēiaʻano o ka pono i nā makahiki o ke kūʻana i kaʻoihana a mālama maikaʻi i kāu kumu kūʻai. Hōʻailahiʻia kaʻike i kaʻokoʻa ma waena o kahi kānana kaulana a me kahi mele laulima.
Ke kūʻaiʻoe i kahi kūʻai, no ka hoʻolālā, hiki iāʻoe ke hele i kahi inoa inoa inoa no ka meaʻikeʻoe a hilinaʻi iā ia, aʻaʻoleʻoe e koho i ka mele mele nui inā paha e emi paha.