Loaʻa kālā a loaʻa nā uku mai ka holoʻana i kāu biz
Ināʻoe e hoʻolimalima nui i kāuʻoihana liʻiliʻi, e pono ke kāleka kāleka pololei. Ke hāʻawi aku nei kahi kāleka kāleka liʻiliʻi iāʻoe i ka noʻonoʻo āu e pono ai e uku no nā hoʻolālāʻoihana ke wā pōkoleʻoe ma ke poʻo. A iʻole, hiki iāʻoe ke hoʻohana i kahi kāleka kāleka pāʻoihana liʻiliʻi e loaʻa ai nā uku ma kāu mauʻoihanaʻoihana maʻamau - e uku pono wale no ka uku kūpono.
Ma kāu papa inoa, eʻikeʻoe i nā kāleka kāleka likeʻole e uku ana i nā bonus hōʻailona hōʻoia a me nā uku, kekahi me ka palenaʻole o ka palena palena, e hāʻawi ana i kāuʻoihana i ka hiki ke kūʻai i ka mea e pono ai, a me kahi kāleka kāleka e hāʻawi iāʻoe. he hōʻemi no ka uku mua.
01 - Hoʻomaopopo hōʻoia maikaʻi: Chase Ink Business Preferred
E loaʻa nā kālā bonus 80,000 ma hope o kou liloʻana i $ 5,000 ma ke kūʻaiʻana i nā mahinaʻekolu ma hope o ka weheʻana i kāu Kāleka Kāleka Kū'ē Loa Loa. ʻO ka bonus 80K he $ 1,000 e pili ana i nā uku hele i ka wā e kūʻai aiʻoe ma o Chase Ultimate Rewards.
Ke hele neiʻoe, loaʻaʻoe iʻekolu mau helu no ke kālā ma nā $ 150,000 mua o ke kālā ma kekahi mauʻoihanaʻoihana i kēlā me kēia makahiki. Hoʻolakoʻia nā papahana, ka hoʻounaʻana, kaʻili pūnaewele, kelepona, kelepona, a me ka pāʻoihana kaiaulu / ka kūʻai kūʻai kūʻai kūʻai kūʻai. ʻO nā kūʻai'ē aʻe a pau he helu hoʻokahi palenaʻole no ka kālā.
ʻO ka nui o nā koho he 25 pakeneka ke loaʻa iā lākou no ka holoʻana, nā hokele, ka hale kaʻa a me nā hopena ma o Chase Ultimate Rewards. Hiki iāʻoe ke hana i ka helu 1: 1 i nā hoʻoiliʻana i kekahi mau hoa Chase Ultimate Rewards hoa. ʻO ia hoʻi,ʻaʻoleʻoe e nele i kekahi mau mea i ka hoʻololiʻana.
Paʻi Kūlana Nui : APR he 16.99 i 21.99 pakeneka. ʻO ka uku makahiki he $ 95 aʻaʻohe pili kālā.
02 - Ka Palapala Kaulima maikaʻi: Kāpena Pilako Pāʻoihana maiʻAkaʻAmelika
Me ka Pākeka KālekaʻAkaʻAmelika, hiki iāʻoe ke loaʻa i kahi 75,000 mau mema makana. ʻO ka mua, e loaʻa iāʻoe he 50,000 Memo Nā makana ma hope o kou liloʻana i $ 10,000 a he 25,000 mau hapa hou aku i ka manawa e hoʻolilo aiʻoe i $ 10,000 hou no ka kūʻaiʻana i nā kūʻai i loko o kāu mau mahina mua e wehe ana i kāu moʻokāki.
E loaʻa nā heluʻelima no ke kālā ma nā moku a me nā hale kūʻai i hoʻolālāʻia ma o amextravel.com; He 1.5x mau helu no ke kālā ma nā kūʻai kūʻai kūʻai kūpono o $ 5,000 aʻoi aku - a hiki i ka 1 miliona mau helu; a 1 ka helu no ke kālā ma nā mea a pau.
E piʻi i kahi 500,000 mau kumukuai i kēlā me kēia makahiki. Hāʻawiʻo Amex i 35 pakeneka o kāu mauʻaoʻao i ka wā e hoʻohana aiʻoe i nā uku hōʻailona e uku no nā wahi āpau a iʻole o kahi o ka hale noho.
ʻO ka Pākeka Pilaʻo Kāpena maiʻAkaʻAmelika Express he palapala kāleka e pili ana iāʻoe e uku i kāu kaulike i kēlā me kēia mahina. Hoʻopakele kēia iāʻoe mai ka ukuʻana i ka ukupanee ma kāu kaulike, kahi uku e hōʻaia ai i nā uku i loaʻa iāʻoe.
E hauʻoli i kahi hōʻai'ē kālā he $ 200 i kēlā me kēia makahiki e pili i nā uku kūpono e like me nāʻeke i hoʻopaʻaʻia a me nā kūʻai āpau e uku ai no kāu kāleka kāleka.
Palena Nui : He $ 450 ka makahiki makahiki aʻaʻole hoʻi he uku kālā.
03 - Best for Hotels: Honolulu City Credit Card
E loaʻa 25,000 Starpoints bonus ke liloʻoe i $ 5,000 ma kāu kāleka ma nā mahina muaʻekolu i wehe ai i kāu pūnaewele. Hiki ke kūʻai houʻia nā Starpoints no nā pō maʻamau ma kahi o 1,300 mau hale noho a me nā hōkele ma nā'āina 100 he nui me kaʻaʻohe manawa pōuliuli.
E loaʻa iāʻoe heʻelima Starpoints no kēlā me kēia kālā āu e hoʻolilo ai ma ke kūʻaiʻana ma nā hui o SPG e komo nei (ʻelua mau helu i loaʻa mai i ke kālepa aʻo nā mea i koe i koe mai ka liloʻana i lālā o ka SPG); elua Starpoints ma ke kālā no ka kūʻaiʻana ma nā hui o Marriott Rewards; a hoʻokahi Starpoint ma ke kālā no nā mea a pau.
ʻOiai iāʻoe ka koho e kau i kahi kaulike ma kāu kāleka kāleka a e uku i ka ukupanee ma ka palena,ʻoi aku ka maikaʻi e uku i nā paona kāleka maikaʻi i piha i kēlā me kēia mahina e pale i ka uku a loaʻa ka pōmaikaʻi piha o kou uku.
Loaʻa nāʻokoʻa kālā kāleka'ē aʻe: ka loaʻa pūnaewele pūnaewele pihaʻole; ka hoʻonaniʻana, ka palenaʻole Boingo Wi-Fi ma luna o nā meaʻehā; kaʻoluʻolu i ke komoʻana i ka Lākou Heraton Club; ia no nā pōʻelima aʻelua mau manawa e pili ana i kahi kūlana kūʻokoʻa SPG i kēlā me kēia makahiki.
Palekana Nui :ʻO ka APR kūʻai he 16.49, 18.49 aiʻole 20.49 pakeneka e pili ana i kāu kūpaʻa. E hoʻokuʻuʻia ka uku makahiki $ 95 i ka makahiki mua aʻaʻole he uku kālā.
04 - Best Airline: CitiBusiness Award Higinum Select World MasterCard
Loaʻa i ka 60,000 American Airlines Loaʻa i nā mile bonus ma hope o ka liloʻana i $ 3,000 ma ke kūʻaiʻana i nā mahinaʻekolu o ka weheʻana i kāu pūnaewele. Loaʻa iāʻoe ke kālā no ka manawaʻaʻoleʻoe i loaʻa i kahi CitiBusiness a iʻole AAdvantage kāleka i wehe a paniʻia i nā mahina 24 i hala iho nei.
Ke holo nei, loaʻa iāʻoeʻelua mile no ke kālā i hoʻolālāʻia ma nāʻoihanaʻoihana; elua mau helu no ke kālā ma nā kūʻaiʻana o nā mokuʻAmelika oʻAmelika pono; a hoʻokahi hapa ma ke kālā no nā mea a pau. Hoʻohui i ka kālekaʻoihana hana e loaʻa ai nā mile hou aku. ʻAʻohe pane ma nā hōʻailona e hiki iāʻoe ke loaʻa. ʻAʻole e pau kou mau helu i ka wā a loaʻa iāʻoe a hoʻohana paha i nā uku i ka manawa hoʻokahi i nā mahina he 18.
Loaʻa nā papa komo'ē aʻe i kahi PalapalaʻAi MokuhanaʻAmelika Airlines i ka manawa e hoʻolilo aiʻoe i $ 30,000 aʻoi aʻe paha i kēlā me kēia makahiki; He 25 pakeneka kālā ma ka kūʻaiʻana i ka holoʻana i ka wā e hoʻohana aiʻoe i kāu CitiBusiness Award Higheum Select World MasterCard; a me kaʻeke mua i hoʻokemeʻoleʻia ma nā moku'emoku American Airlines.
Pane Nui :ʻO ka Purchase APR he 16.99 i ka 24.99 pakeneka ma muli o ke kūponoʻoiaʻiʻo. ʻO ka makahiki makahiki he $ 95 a hoʻomahaʻia no nā malama he 12 mua. ʻAʻole he uku kālā maʻamau.
05 - Ka maikaʻi o ka uku hoʻohuli: American Express Plum
Ke hāʻawi aku nei ke American Express Plum iāʻoe i kahi hoʻemi no ka ukuʻana i kāu kauwela i ke kakahiaka. ʻO ka pākēnaʻi uku uku o ka uku mua e pili ana i ka mahele o ka kaulike āu e uku nei i loko o 10 mau lā o kāu hoʻopiʻi hoʻopuka. Ināʻoe e hoʻolilo i $ 10,000 a uku i ke koena o ke kakahiaka, e mālamaʻoe i $ 150 i kēlā malama. ʻAʻohe pane i ka uku, akā, ponoʻoe e uku i ka palena kūpono i ka lā kūpono.
Inā kohoʻoleʻoe e hoʻohana i ka uku hoʻolālā mua, hikiʻoe i nā lā he 60 e uku i kāu kūʻokoʻa piha a ukuʻole i ka uku.
ʻAʻole he palena palena palena i ka American Express Plum. Ma kou hakahaka, ua hoʻokumuʻia kāu mana kūʻai ma kāu hoʻohanaʻana i ka kāleka a me nā kumu'ē aʻe.
E hauʻoli i nā polokalamu Amex Open e like me ke kūʻai hale kaʻa a me ka hoʻolālāʻino, kūʻai kūʻai, nā loina ukana, kōkua kōkua alanui ala,'inima pōpilikia hoʻolālā, a me ka palapala manawa lōʻihi.
Ka uku nui : $ 0 introductory makahiki makahiki, a laila $ 250. ʻAʻole uku kālā.
06 - Ka maikaʻi o ka ukana kālā: Ka nui o kahi kālā nui
Me ka Capital One Spark Cash, loaʻa iāʻoe ka manawa e loaʻa ai kahi $ 500 kālā bonus ke liloʻoe i $ 4,500 ma ke kūʻaiʻana i nā mahinaʻekolu o ka weheʻana i ka helu.
Ke hele nei nō, kūʻai kāu kūʻai kāleka kālepa i ka loaʻaʻole oʻelua hapa kālā kālā. Ināʻoe e hoʻolimalima nui i kāuʻoihana, loaʻa iāʻoe ka manawa e loaʻa ai nā kālā he haneri haneli i kēlā me kēia makahiki. E kūʻai i kāu uku i kēlā me kēia manawa a ma kekahi mau mea. ʻAʻohe mea kūʻaiʻuʻuku.
Inā he poʻe paʻahana kāu e kūʻai nei no kāuʻoihana, hiki iāʻoe ke hoʻonui i nā kāleka limahana no ka ukuʻole aku a loaʻa ka uku ma nā mea kūʻai a pau. ʻO ka kāleka e komo ana i nā kuleanaʻole o ka hewa. No laila,ʻaʻoleʻoe e kuleana i nā kūʻai kuhihewa a iʻole i kūʻaiʻoleʻia ma kāu moʻokāki.
Ma keʻano he pōmaikaʻi'ē aʻe, e loaʻa iāʻoe kahi hōʻikeʻehā kua hōʻikeʻia no kāu liloʻana e kōkua ai i ka hoʻolālāʻana, ka hoʻoponopono kālā a me kaʻauhau. Pono nui ka uku kālā.
Pane Nui : Hoʻopuka APR: 17.99 pakeneka. ʻO ka makahiki makahiki he $ 0 i ka makahiki mua, $ 95 ma hope o kēlā aʻaʻole hoʻi he uku kālā.
07 - Kahikai nui: Capital One Spark Miles
Loaʻaʻo Capital One Spark Miles i ka bonus manawa hoʻokahi o 50,000 mile, ke hoʻohanaʻoe i $ 4,500 ma ke kūʻaiʻana i nā mahinaʻekolu. He maikaʻi ka 50K bonus no $ 500 ma ka huakaʻi.
Ke hele nei nō, e loaʻa ana kāu mau kūʻai i nā mile he iwakālua iʻole ke kālā ma luna o nā mea kūʻai a pau. ʻO ia hoʻi,ʻaʻohe kālā kālā e mālama ai. E hoʻolālā wale nō e like me kou makemake no kāuʻoihana a loaʻa kāu uku. E kūʻai i kāu mau mile i kēlā me kēia manawa, ma kekahiʻano.
E like me ka Capital One Spark Cash, hiki iāʻoe ke hoʻonui i nā kāleka limahana'ē aʻe i ka ukuʻole. ʻO nā kūʻaiʻana i nā kāleka limahana e loaʻa ai nā uku. Ponoʻoe e mahalo i ka hōʻai'ē e hiki ai ke koho i ka Capital One Spark Miles Card.
Pane Nui : Hoʻopuka APR: 17.99 pakeneka. ʻO ka makahiki makahiki he $ 0 i ka makahiki mua, $ 95 ma hope o kēlā aʻaʻole hoʻi he uku kālā.