E aʻo pehea e uku ai ka mea kuleana'āina

Ināʻoe ma ke kelepona wale iho aʻaʻoleʻoe i hoʻonohonohoʻia i ka papahanaʻoihana hoʻokumu, uaʻikeʻiaʻoe he mea hoʻoilina pono'ī. ʻO nā mea kuleana nui kaʻoihanaʻoihana maʻamau i ka US. Ma mua o ka makahiki 2014, e like me ka Tax Foundation, aia he 23 miliona mau ponohana ma ka US.

Akā, pehea e hana pono ai kahi mea mana pono? A pehea e ukuʻia ai ka mea kuleana hoʻokahi? He nui wale nā ​​mea kuleana pono'ī e kamaʻilio e pili ana i "e ukuʻia," akā,ʻaʻole i pololei kēlā manawa i ka meaʻaʻole he kanaka hana o ka meaʻoihana.

Pehea ka ukuʻana o ka mea kuleana nui

E like me nāʻano maʻamau me kēiaʻano kāwai kālā, loaʻa ka'ōlelo maikaʻi a me nā'ōleloʻino.

Ka Nūhou Hou: Ma keʻano he mea kuleana hoʻokahi, hiki iāʻoe ke lawe i ke kālā mai kaʻoihana i kēlā me kēia manawa, aʻaʻoleʻoe e uku i kaʻauhau ma kāu mea e hana ai. ʻO ka mea āu e lawe ai i kāuʻoihana, ua kapaʻia he "huki,"ʻaʻole uku a uku paha. E ho'ākāka hou aku au e pili ana i kahi hana huki, lalo.

Nā Nūhou Hou: (1)ʻAʻole hiki iāʻoe ke lawe i ke kālā ināʻaʻole kālā hou e lawe. ʻAe, hiki iāʻoe, akā,ʻaʻole hiki i kāuʻoihana ke uku i kāna mau pili ināʻoe e lawe i ka nui o ke kālā. (2) Pono kāu hana e uku i kaʻauhau ma ka'eneke loaʻa o kaʻoihana. (3) Ponoʻoe e uku i kaʻauhau hana lima (Social Security a Medicare kaʻauhau) ma ka waiwai (loaʻa kālā) o kaʻoihana.

He aha ka mea pono o ka mea kuleana no nāʻauhau kālā

No nāʻauhauʻauhau, he mea pono ke kuleana o ka mea nona ke kuleana o ka mea nona nāʻauhauʻoihana mai kona mau kino pilikino .

Hiki i kahi proprietor hoʻokahi ke hoʻopuka i ka hoʻihoʻi 'auhau pāʻoihana ma ka Hōʻano C a hoʻonui i ka waiwai / waiwai mai ka hoʻihoʻi mai i ka waiwai waiwai o ka mea nona ka waiwai ma ka Form 1040 .

Loaʻa i nā kānaka pono ke kiʻi i kahi kiko'ī,ʻaʻohe pane

Ma keʻano he mea kuleana hoʻokahi , he meaʻoihanaʻoihanaʻoe ,ʻaʻoleʻoe he mea hana o kāu hui. ʻAʻoleʻoe i loaʻa kahi uku uku aʻaʻoleʻoe e loaʻa i kāu uku uku uku ma kāu Schedule C.

Inā makemakeʻoe i kālā no nā lilo ola pilikino, laweʻoe i ka mea i kapaʻia he "huki" mai kaʻoihana. Hoʻokomo pinepineʻia ke kiʻi i keʻano o kahi leka, i kākauʻia iāʻoe iho ma kahiʻoihanaʻoihana. Akā, 'aʻole kēia he kope. ʻAʻole iʻauʻaʻia kaʻauhauʻauhauʻauhau , kaʻauhau kālā a ka Moku'āina , a me kaʻauhau FICA (Social Security / Medicare) mai kēia helu.

ʻO kahi huki huki ka nui o ke kālā āu e lawe ai (aiʻole, huki) mai kou kuleana i loko o ka hui. Ua hōʻikeʻia kēia kuleana (aiʻole ke kaulike) ma kāu waihona kālā kāpili. Ua hōʻikeʻia ka pūʻulu kālā ma lalo o ka'Aiʻona o ka Mea ma kāu helu palekana pili kālā aʻo kaʻokoʻa i waena o kāu mauʻoihanaʻoihana a me kāu mauʻoihanaʻoihana .

Pehea i kahakiʻia

Ināʻoe e kau i kāu kālā pono'ī i kaʻoihana, hiki iāʻoe ke huki iā ia no ka ukuʻana iāʻoe iho. Hiki nō iāʻoe ke hoʻonui i kāu kālā kālā ma ka hanaʻana i kahi kālā. E komo ka waiwai i loko o kāu waihona kālā. No laila, inā loaʻa kāu kālā i kāu kālā i kēia mau mahina ma ka $ 3,000, hiki iāʻoe ke unuhi i nā mea a pau a iʻole kekahi o ia $ 3,000 no kāu mau hoʻolālā pilikino.

Ināʻaʻohe kālā i kāu waihona kālā,ʻaʻole hiki iāʻoe ke huki i ke kālā no nā pāʻani pilikino. Eia kekahi laʻana, inā hoʻomakaʻoe i kahiʻoihana hou a loaʻa iāʻoe ka liʻiliʻi a me ka nui o ke kālā e pono ke ukuʻia - no ka uku, nā lako, ka ukupaneʻe ma kāu noi pāʻoihana -ʻaʻohe mea i koe e uku iāʻoe no nā lilo pilikino .

Kau i nāʻauhau ma kahi kiʻi

ʻAʻoleʻoe e 'auhau i ke kālā āu i kiʻi ai no kāu hoʻohana pono'ī. ʻAʻole like ia me ka laweʻana i ka hoʻohālā mai kāu mau huina ma keʻano he hoa hui o ka hui. ʻO ke kālā āu e lawe ai, he kaʻawale loa ia mai ka heluʻana i nā waiwai (loaʻa kālā) o kaʻoihana.

Ua hoʻoholoʻia ka nui o kaʻauhauʻauhau e ka loaʻa kālā ma ka Schedule C i hoʻopauʻia i kēlā me kēia makahiki. Ua waihoʻia ka hōʻailona C me ka hoʻopili kālāʻauhau 1040 no kāu pono'ī a auhauʻia me nā kumu waiwai'ē aʻe.

Hōʻike Hoʻohālikelike (Hoʻololiʻia)

Ka ukuʻana i nā 'auhau mālama ola a me nā kauka Medicare ma kahi Draw

Hāʻawi nā kānaka i kaʻauhau Social Security / Medicare no kā lākou kālā. I kēia hihia,ʻo ka loaʻa ke kālā o kaʻoihana,ʻaʻole i kāu huki. Ponoʻoe e uku i kaʻauhauʻauhau uku ,ʻo ia hoʻi nāʻauhau Social Security / Medicare ma ka waihona kālā (ka uku) mai kāuʻoihana pāʻoihana hoʻokahi . I ka mea i hōʻikeʻia i luna nei, e ukuʻoe i kaʻauhau uku makahiki ma ka $ 36,000 o ka loaʻa kālā mai kaʻoihana.