Hoʻopukaʻia ma kaʻOkakopa 20, 2014,ʻo Apple Pay he uku ukali a me ke keleponaʻikepili waiwai e hiki ai i nā poʻe hoʻohana i nā mea lawelawe Apple (e like me kēia palapala) ke uku i nā kālepa kūʻai a me nā pūnaewele pūnaewele:
- iPhone 6 a me ka hou.
- iPad Air 2 a me nāʻano hou
- iPad Mini 3 a me nā hiʻohiʻona hou
- Nā polokalamu Apple makamae (hoʻomaka i ka hoʻomakaʻana o ka makahiki 2015)
ʻO Apple kumu uku
Ma luna o kaʻili, mahalo loaʻo Apple Pay i ka hoʻohanaʻana:
1. "Brick a me Mortar" Apple UkuʻAna Hana:
Hoʻomaopopo nā mea hoʻohana i kā lākou pono Apple i kahi kiko o ke kūʻaiʻana (POS). Hiki i nā mea hoʻohana iPhone ke hoʻopaʻa i ko lākou manamana lima i ka pelekane Touch ID o ke kelepona, a e hōʻoiaʻiʻoʻia ka poʻe Apple Watch e ka pālua pālua o kā lākou mea hana.
I ka mahina oʻOkakopa 2014, 220,000 mau mea kūʻai e komo ana, e like me nā mea kaumaha kaumaha e like me Macy, Target, Walgreens a me McDonald ua kākau inoa aku iā Apple Pay.
2. Eʻae ana iā Pay Pay Online:
E koho nā mea hoʻohana i "Apple Pay" ma keʻano o kā lākouʻano uku uku a hōʻoia me Touch ID. E hui likeʻo Groupon, Panera Bread, a me nā polokalamu'ē aʻe e like me ka Apple Pay ma ka manawa hoʻouka. Hiki i nā mea hoʻohana ke hāʻawi i nā kāleka kāleka e like me Visa, MasterCard, a me American Express i ka lawelawe ma o iTunes aiʻole ma ka lawe kiʻiʻana i kā lākou kāleka.
No kēia manawa, e hana wale anaʻo Apple Pay maʻAmelika Huipuʻia,ʻoiaiʻo Apple e makemake e hoʻonui i nā'āina'ē aʻe.
ʻO Apple Pay Security
Ua laweʻo Apple i kahi'āpana-nui, pinepine-alalahi e hoʻohaʻahaʻa i ka mea kūʻai i ka palekana:
H.. Ma ka Pūnaewele Kālele (NFC) Technology:
Nā NFC e hāʻawi i ka hui kūkākūkā i waena o kahi'ōnaehana a me kahi pūnaewele POS.
Ma keʻano kupanaha, he nui nāʻike o kēiaʻenehana ma mua oʻAmelika Hui PūʻIa aʻoi aku ka nui o nā māhele o'Europa a me Asia.
ʻO nā'ōkuhi hou o Apple (ʻo ia hoʻi ka iPhone 6, iPhone 6 Plus, Apple Watch) e komo pū me nā pūnaewele NFC a me nā pelekikena pūnaewele ID ID.
B. Nā Papa Hana Haumāna ("Hoʻomākaukauʻana"):
Ke mālama ka poʻe kūʻai i nāʻike kāleka kāleka ma ka polokalamu polokalamu polokalamu Passbook iOS, e hōʻoiaʻia ko lākou mauʻike ma ka helu o ke kūʻai me ka pūnaewele Touch ID. E hōʻoiaʻiʻoʻia ka uku maikaʻi o nā mele, nā pulses a me nā hanuʻana (iPhone).
Hoʻomoeʻo Apple Pay i keʻenehana NFC e hoʻohui i nā leka uila me nā mea kūʻai kālā a, no ka hōʻoiaʻana i nā kumuhana hilinaʻi, hana i nā leka mālama palekana, nā "hōʻailona", no kēlā me kēia maʻamau.
ʻAʻole hiki i ka poʻe kālepa ke hoʻokomo i nā inoa o ka poʻe kāleka aiʻole i kā lākou mau kāleka kāleka. ʻAʻole lākou e hopohopo no ka neleʻana i kaʻikepili kāleka kāleka no ka meaʻaʻole loa lākou e mālama iā ia ma kahi. Pono e hoʻohana i kēia mea ma ka pūnaewele pūnaewele pūnaewele.
Ke Kūleʻa a me ke Kākoʻoʻo Apple
Ua paʻaʻo Apple i ke kākoʻo nuiʻana no ka hana Apple Pay mai nā bank, nā kāleka kāleka nui, a me nā mea kūʻai. ʻO nā kamaliʻi like Chase Paymentech, CyberSource (a Visa kamaliʻi) a me Wells Fargo ua'ōwili mua i nā pahuhopu hoʻomohala polokalamu (SDKs) no ka hoʻokomo API a hāʻawi i nā papa hoʻonaʻauao no nā mea kūkulu a me nā luna e nānā ana e hoʻomaka i ke poʻo i ka poʻe hoʻokūkū.
Nā kōkua o kaʻaeʻana iā Apple e uku ma kāu pūnaewele
Keʻimi neiʻo Apple Pay e lilo i keʻano uku no ka ukuʻana no nā laina kuhi pūnaewele a me nā leka kūʻai pūnaewele. Hiki ke hōʻoia paha kēia he akua akua no nā mea kālepa ma ka pūnaewele , a he mea hōʻaleʻa hou i ka e-kālepa.
No laila pehea e hiki ai iāʻoe keʻae iā Apple Pay ma kāu pūnaewele? ʻO ka mea maikaʻi ka meaʻoi aku o nā meaʻoihanaʻoihana o kaʻoihana kūʻaiʻole e hana i kekahi hana'ē aʻe e like me kā lākou mea hoʻokomo pūnaewele e hoʻokomo pono i ka Apple Pay ma ke koho he uku.
Hiki i nā kālepa ke kūʻai aku iā Apple Pay i kēia manawa i loko o kā lākou pūnaewele hoʻonā pūnaewele pūnaewele a me kā lākouʻoihana i hoʻolahaʻia ("app") inā pono. Ua ho'ākāka pihaʻia nā kikowaena no ka hoʻokomoʻana o Apple Pay.
Ka Hopena
No nā mea hoʻohana iPhone i kēia manawa, ua hoʻonohonoho maikaʻiʻiaʻo Apple Pay e lilo i meaʻokoʻa i nā pūnaewele uku hoʻokumu pūnaewele e pili nei me PayPal o nā wahi.
He mea naʻauao nā mea liʻiliʻiʻoihana e hoʻokaʻaʻike aku i kā lākou kālepaʻoihana maʻamau eʻimi hou aku i kaʻike e pili ana i ka hoʻokomoʻana iā Apple Pay i ko lākou papahana e-kelepona, akā, hiki paha iā lākou ke waiho i kekahi kālā ma ka papa.