ʻO nā mea kūʻai i ka manawa hope loa o kālepa kālepa hōʻailona ka poʻe hope loa e lawe i ka manawa e heluhelu ai i nā hua'ōlelo kālepa maikaʻi a me nā kūlana e wikiwiki koke lākou me ka kūʻaiʻana i kāleka makana kālepa. Akā, pono nā mea kāleka kāleka kāleka kūʻai e pono e mālama i nā kaʻina kāleka kālepa maikaʻi, nā uku, nā'ōlelo a me nā kūlana e hana ana i kekahi mau kāleka kūʻai "iʻoi loa loa" hope loa .
He mea ponoʻole pahaʻoe eʻike i kēlā me kēia'ōlelo i pili me ka hōʻai'ē kālā kūʻai kūʻai?
ʻAʻole hiki i ka mea e pili ana. A i ka manawa e pono ai i ka wā e hoʻomaopopo aiʻoe ua hōʻinoʻoe i kekahi o kēlā mau'ōlelo pai iʻikeʻoleʻia eʻoe,ʻoiai uaʻaeʻoe e mālama iā lākou a pau.
Ma hope mai o ke Kuʻi Nui i ka manawa i loaʻa ai i nā miliona o nā mea kāleka makana i kā lākou mau makana na ka poʻe kūʻai kūʻai banekorupa, ua nui ka mana o ke aupuni a me nāʻoihana kānāwai'ē aʻe e pili ana i nā kāleka makana kūʻai.
No ka laʻana, ma kekahi mau māhele e koi ana nā kānāwai e ukuʻia nā kāleʻa makana no ka kālā ma luna o ka noi a ka mea noi ma ka mea i kauʻia ka pale ma ka palapala i lalo i kahi waiwai. ʻO nā moku me kahi kāleka makana kālepa kālā e koi ai, aʻo ka waiwai no ka uku kālā i loko o kēlā mau moku'āina:
- Kaleponi ($ 10.00)
- Hōkū ($ 5.00)
- Maine ($ 5.00)
- Massachusetts ($ 5.00)
- Missouri ($ 5.00)
- New Jersey ($ 5.00)
- Oregon ($ 5.00)
- Rhode Island ($ 1.00)
- Vermont ($ 1.00)
- Washington ($ 5.00)
Ma muli o nā kānāwai i kauohaʻia a me nā uku i hoʻoponoponoʻia,ʻo kekahi o nā kālepa kūʻai nui loa o US i kūʻai a kūʻai lilo i nā kāleka makana i loaʻa i kahi ala e hoʻolilo ai i kā lākou kāleʻa kāleka makana a me nā "kumuʻoi loa" no ka poʻe kāleka kāleka makana, kaʻoi loa o kaʻino "ma o ka hui.
01 - Nānā E hana i kekahi kāleka kāleka i kūʻaiʻia ma Grocery Stores ka meaʻoi loa
Ua hoʻoholoʻia i loko oʻOkakopa 2015 nā papahana kālepa nui a me kaʻaina makana ma nā hale kūʻai a me nā supermarkets kekahi o nā koho "kālepa" i hāʻawiʻia no nā mea hāʻawi makana a me nā mea kūʻai.
ʻO keʻano, ke kamaʻilio nei mākou e pili ana i ka Shift Liability Sft.
He aha ka hoʻololiʻana o ka liability EMV, hiki iāʻoe ke mahalo?
Ma ka'ōlelo wale nō,ʻo kēlā "kaomi pili" he hōʻaia hou o nā rula i hoʻoholoʻia e nā papa hana kāleka nui e like me VISA a me American Express e hoʻolilo nei i nā mea kālepa i kaʻaeʻana i ka uku kāleka hōʻai'ē no nā hana pāhaʻiʻia e hanaʻia me ka hoʻohanaʻoleʻana i ka hanaʻenehana EMV nā hopena.
He aha ka hana a nā EMV me nā Kāleʻa Kāleka?
Inā kūʻaiʻia kahi kāleka makana me kahi kāleka kāleka aʻaʻohe hoʻokomoʻia ka kāleka kālā kāleka me kaʻenehana EMV, a laila,ʻo ka mea kūʻai kūʻai i kūʻai aku i ke kāleka kāleka he 100% kūpono no ka nui piha o ka kāleka makana. ʻO ia keʻano inā i kūʻaiʻia kahi kāleka makana mai kahi hale kūʻai aku me kahi kāleka kāleka hoʻopunipuni, a hāʻawiʻia ka kāleʻa makana, e hoʻihoʻiʻia ka waihona kūʻai mai ka'ake no ka waiwai piha o ka hana hoʻopunipuni.
ʻAʻole nā mea kūʻai kūʻai nui loa o US i loaʻa i ka technology EMV aʻaʻole e makemake e hoʻopaʻiʻia no ka hana kāleka kāleka hoʻopunipuni, e ulu nei i nā helu. No laila, no ka hopena o kēia loli no ka hihia, e koi ana nā mea kūʻai kūʻai nui i kēia manawa e kūʻaiʻia kēlā kāleka makana no ka kālā.
No ke aha ke 'ano o kēia mea i ka mea hāʻawi aku i kāu mea noi?
Loaʻa i nā mea kālepa a pau ma kaʻoihana kūʻai kūʻai 'Amelika he kulekeleʻaʻole e pani i nā kāleʻa makana i kūʻaiʻia no ke kālāʻaʻole lākou i nalo a ihuehue. ʻAʻole pili kēia kulekele "no ka hoʻopiʻi" inā paha he mea loaʻa i ka mea hoʻohana i ka kāleka kāleka makana a me ka mea e hāʻawiʻia ana ka helu kāleka makana kūikawā. ʻAʻohe mea pani, no ka mea me nā hana kālā.
No laila,ʻaʻole hiki iāʻoe ke kūʻai i kāleka kāleka keʻoleʻoe e uku kālā, aʻaʻole hiki iāʻoe ke kūʻai i ka kāleʻa makana inā ua kūʻaiʻia mai no ke kālā. ʻO ka mea maikaʻi no ka mea kālepa meaʻaiʻaʻole maikaʻi loa no ka mea kūʻai meaʻai kāleka makana.
02 - Hoʻoponoponoʻana i ka eBay Kāleka Kahuna Polokalamu e hana i ka meaʻoi loa o ka mea maikaʻi loa
Ināʻoe he mea laʻaʻole e loaʻa mai kahi kāleka makana eBay, hiki iāʻoe ke nānā i mua o kahi kaʻina hana hoʻopihapiha piha i hoʻoponoponoʻia e keʻano o nā lula o nā mana e loaʻa ai i ka eBay.
- ʻO ka nui o ka helu kāleka eBay he $ 200 aʻo ka huina nui o ka hōʻai'ē kāleka i hiki ke kūʻaiʻia ma kahi kūʻai hoʻokahi he $ 1000. No ke aha mai? No ko mākou'ōleloʻana pēlā.
- No ke hoʻohanaʻana i ka kāleka makana eBay, pono i ka mea loaʻa ke kālā eBay pūnaewele a me ka helu PayPal. Pono ka mālama kālā PayPal i ka mea e loaʻa ana iā ia he kāleka kāleka a iʻole e makemake e hāʻawi i PayPal me ka loaʻa pihaʻana i kahi waihona kākike.
- ʻO ka helu o kāu eBay a me ke kaʻina o ka hoʻounaʻana ma US a iʻoleʻaʻoleʻoe e hoʻohana i ka kāleka makana.
- Inā hoʻohanaʻia ka kālena makana eBay, ua loka ia i ka eBay a me PayPal mau no ka wā pauʻole. ʻO ia keʻano o ka pepa kāleka eBay loa i hikiʻole ke hoʻoliloʻia aʻaʻole hiki ke kūʻaiʻia ma kahi kūʻai kūʻai kāleka kāleka makana.
- ʻAʻole hiki iāʻoe ke kūʻai aku i kahi kāleka makana'ē aʻe inā makemakeʻoe e uku no kekahi'āpana o kāu kūʻai me kahi kāleka makana. Ma nā'ōlelo'ē aʻe, ponoʻoe e wehe i nā kāleka makana mai kāu kāleka kūʻai ma mua o ka hikiʻana iāʻoe ke hoʻopau i ka uku me ka hoʻohanaʻana i kahi kāleka makana.
E like me nā kulekele hoʻopihapiha eBay a pauʻole, alohaʻo eBay ma hope o "palekana" no ke kumu. Ma keʻano laulā,ʻo ka'eleka makana eBay kahiʻoi loa loa o nā koho koho "pōkole" loa loa no ka mea e koho anaʻo eBay e kau i nā kānāwai no ka lehulehu no ka hewa o nā meaʻuʻuku.
03 - Ke kāʻei kapu no nā kāleka kōkua nui e waihoʻia ana no ka meaʻoihanaʻoi aku
Hiki like i ka H & M,ʻo ka kapa Ross no ka makana kāleka makana nui loa ka nele i ke kākoʻo technohana i mea e pono ai ka pilikino i ka average average customer. ʻAʻole kēia he mea kupanaha loa no ka meaʻo Ross wale nō i pili wale i ke kaulahao wale nō ma kaʻoihana kūʻaiʻoihana US no ka loaʻaʻole o kahi pūnaewele ecommance pūnaewele.
Inā hāʻawiʻoe a loaʻa paha kahi kāleka kālekaʻo Ross, eʻike pahaʻoe i nā rula a me nā kulekele kālepa Ross e lilo i "pōʻino loa":
- ʻAʻole kāleka māna a me nā kāleka kāleka e loaʻa no nā hale kūʻaiʻo Ross. E hoʻolimalimaʻiaʻoe i ka hoʻounaʻana inā e hoʻonohonohoʻoe i ke kelepona kālepa i ka pūnaewele a leka uila iāʻoe aiʻole i kāu mea hāʻawi makana.
- ʻAʻohe mea pani i ka wā e nalowale ai kou kāʻei Ross no ka Palapala Kāleʻa Loa,ʻoiai inā iāʻoe kāu palapala lawe mua.
- ʻAʻole hiki iāʻoe ke nānā i ke kaulike o kāu kāleka makana i kele pūnaewele.
- ʻAʻole hiki iāʻoe ke hoʻohana i kāu kāleka makana no ka kūʻaiʻana i ke kelepona mai nā makana kāleka wale nō nā mea āu e kūʻai ai ma kahi pūnaewele RossStores.com.
- E hoʻohana waleʻia ke kāleka makana no ka helu kumu i kūʻaiʻia. ʻAʻole hiki ke hoʻouka hou a iʻole nā hana hiki ke hana me kēia kāleʻa makana.
- Inā makemakeʻoe e hoʻopili / hoʻonohonoho i ka kāleka makana e kūʻai ai ma ke kelepona aiʻole e hoʻouna aku me kahi kāleka aloha,ʻo ka uku ke kūʻaiʻia he $ 4.95.
- Ināʻoe e hana i kahi kāleka makana i hoʻopiliʻia a me ka limahana o Ross e hoʻopiʻi ana i nā manaʻo e pili ana nā hua'ōlelo a kiʻi paha ma ka kāleʻa makana, "hikiʻole iā lākou ke hōʻole e kūʻai i ke kāleʻa makana. Inā "hoʻolaha"ʻoe i ka kāleka makana hoʻopiʻi "hōʻole", hikiʻole ke hoʻopauʻia a hiki iāʻoe ke hoʻopiʻiʻia.
- He hope loa nā kāleka kāleka i hoʻokumuʻia aʻaʻole e ukuʻia nā uku.
04 - Loaʻa ka nele o ka pūnaewele pūnaewele a me ka waihona pūnaewele no ka H & M Kāleʻa Kāleka
ʻOiaiʻo H & M kekahi o nā kaula kūʻai nui loa ma Suetena a ke lawe neiʻo ia i nā kūʻaiʻokoʻa ma waena o nāʻeleʻele ma mua o ka ua,ʻoiai e waiho ana ma hope o nā kālepa kūʻai nui loa o US me kāna hāʻawi kālā kāleka. No kaʻikeʻana o ka hōʻailona hōʻemiʻo H & M i ka makahiki miliona,ʻo ka nele o ka hoʻohui alaʻole ma waena o kaʻoihana pūnaewele a me ka hale kūʻai kūʻai "ʻoi loa."
E like me Ross Stores, H & M nele i keʻenehanaʻenehana no ka hāʻawiʻana i nā mea kālepa hāʻawi makana US i keʻano o kaʻike kāleka kālepa iʻikeʻia e likeʻole me Ross Stores, akā,ʻo H & M he pūnaewele kūʻai pūnaewele . No laila ua paʻakikī ke hoʻomaopopo i ke kumu o ka hāʻawiʻana o ka pepa kāleka pahuhopu i hoʻokahi o ka technology a H & M.
ʻO kekahi o nā hiʻohiʻona "ʻoi loa loa" o nā kāleka makana H & M:
- Hiki iāʻoe ke kūʻai i nā kāleka kāleka olakino, aʻaʻohe mau koho koho kāleka pūnaewele aʻoihana paha . ʻAʻole hiki ke hoʻohanaʻia nā kāleka kāleka no nā kūʻai kiʻi kūʻai.
- Hiki ke hōʻokiʻia nā kāleka kāleka ma mua o ka hoʻounaʻana iā lākou, akāʻaʻole ma hope o ka hoʻounaʻiaʻana o lākou,ʻoiai ināʻaʻole lākou e hoʻohana.
- ʻAʻole hiki iāʻoe ke hoʻouka hou i kāu kāleka kāleka keʻole loaʻa kahi kaulike. ʻAʻole hiki iāʻoe ke hoʻouka hou i nā kelepona makana ma'ōnaewele aiʻole ma kāu kelepona paʻamau. Hiki iāʻoe ke hoʻouka hou i ka pahu i loko o ka hale kūʻai H & M ma ke kaʻina kālā.
- Inā he $ 0.00 kāu kālā, e hele anaʻoe i ka hale kūʻai H & M a kūʻai i kahi kāleka makana hou.
05 - Walmart Walmart Mea Kaluna Kāleka KālekaʻAʻole e hāʻawi iāʻoe e kūʻai i kālā aiʻole e ola maikaʻi
Mai ke kamupani kūʻai mai e pili ana i ka "mālama kālā a me ka ola maikaʻi,"ʻo Walmart ka uku "ʻoi loa" e pili ana me nā kāleka makana o kekahi mehana nui kūʻai US. ʻO nā "kālepa hōʻai'ē Walmart" maikaʻi loa a me nā kulekele "ʻoi loa":
- E hoʻolimalimaʻia he $ 5 no ka paniʻana i kahi kāleka i nalowale aiʻole iʻaihueʻia.
- Ināʻaʻole i hoʻohanaʻia ka kāleka makana 12 mau mahina ma hope o ke kūʻaiʻana, e unuhiʻia kahi uku hana o $ .094 mai ka palena i kēlā me kēia mahina. E unuhiʻia kahi $ 0.50 o kāu kālā kāleka i nā manawa a pau e kamaʻilio aiʻoe i ka mea hana Wal-Mart ola ma ke kelepona e pili ana i kāu kāleka makana.
- E hoʻolimalimaʻiaʻoe $ 5.00 e hoʻoholo i ka pepa kāleka Wal-Mart
- Ināʻaʻohe PIN kāu kāleka, hiki iāʻoe ke hoʻohana wale i kahi hale kūʻai Walmart aʻo Sam's Club.
- Ināʻaʻole kahi PIN, hikiʻole iāʻoe ke nānā i ka pale o kahi Walmart Gift Card, akā hiki iāʻoe ke kūʻai aku i loko o ke kāleka hou me kahi PIN ma kekahi hale kūʻai Walmart āpau aʻo Sam's Club paha maʻAmelika Hui PūʻIa.
- Hiki ke hoʻohanaʻia nā kāleka kāleka Walmart a me nā kāleki hōʻailona ma Walmart mau hale kūʻai, ma Walmart.com, ma Walmart a me Sam's Club pūnaewele, ma Sam's Club Stores, ma Samsclub.com a me Vudu.com. ʻO ka lālā, he 10% ka hoʻonuiʻana i nā mea kūʻai a pau. No ka hoʻohanaʻana i ka kāleka makana ma Vudu.com, pono ka'elepasa kāleka kāleka e wehe i kahi moʻolelo Vudu. Hiki ke hoʻohanaʻia nā kāleka kelepona paʻa i nā hale kino
- ʻAʻole kala kālā kā Wal-Mart i kālepa aʻaʻole hoʻi i hoʻihoʻiʻia a ukuʻoleʻia keʻole kahi e koiʻia ai e ke kānāwai Moku'āina.
- Inā kūʻaiʻia nā kāleka kāleka Walmart ma kahi papaʻoi aku o 25 mau kāleka aʻoi aku paha, aiʻole ināʻoi aku ka nui o ka helu kāleka kālepa o ka mea kūʻai ma mua o $ 250, pono ka mea kūʻai e hoʻopili i kēlā me kēia kāleʻa makana ma mua o ka hāʻawiʻana iā lākou ʻaʻole hiki ke hoʻohanaʻia e ka mea kāleka kiʻi kāleka.