Nā uku pānaʻi i nā limahana ma ka pepa W-2 a no ka uku maikaʻi
He aha nā uku e pili ana i ka kāohi?
Ua'ōlelo ka IRS e pili ana kēia mau FICA ma ka uku i ukuʻia no "nā lawelawe i hanaʻia ma keʻano he limahana maʻAmelika Huipūʻia, me kaʻikeʻole i ka nohona kanaka a me ka nohoʻana o ka mea hana a mea paha." ʻO nā hua'ōlelo'ē aʻe,ʻo ka mea e hana ana ma keʻano he mea hana ma ka US pono pono kaʻauhau mālama ola a me Medicare i kāohiʻia mai ka uku.
I ka manawa i ukuʻia ai ka limahana, e heluʻia kaʻauhau FICA ma ka uku uku o kēlā kanaka. Eia keʻano o kēia hana:
- ʻO ka uku uku o ka limahana no ka manawa uku, e like me ka uku o ka limahana aiʻole ka hola.
- Hoʻohanaʻia ka uku uku uku no ka hōʻaohiʻana i nāʻauhau kālā kālepa a me ka moku'āina, e pili ana i ka puka W-4 o ka limahana.
- Hoʻohanaʻia ka uku uku uku no ka heluʻana e kāohiʻana i nāʻauhau FICA.
ʻO ka nui o kaʻauʻaʻana i nā FICA he 15.3% o ka uku uku o ka limahana; lawelawe ka limahana a me ka mea hana i ka hapalua. No laila, 7.65% o ka loaʻa kālā (6.2%) no ka mālama mālama ola a me ka 1.45% no Medicare.
Ke hoʻohanaʻia nei nā uku mālama ola e ka Social Security Administration e hoʻoholo i nā helu helu palekana mālama ola ma ka hoʻomahaʻana, no laila, he mea nui e helu ponoʻia kēia mau uku.
Nāʻauhau i nā limahana i laweʻia mai kaʻauhau FICA
ʻO kēia kahi papa inoa o kekahi o nāʻano uku likeʻole o nā limahana i loaʻaʻole i ka komoʻana i loko o nā uku i pili i kaʻauhau FICA .
Loaʻa kēia mau mea i ka uku mālama ola a me ka uku no nā hana Medicare. No ka papa inoa piha, e nānā i ka Publication IRS 15.
- Ua ukuʻia kekahi uku limahana limahana ma hope o ka makahiki i loaʻa i ka limahana ka pono kīnā
- ʻO ka hoʻolimalimaʻana i nāʻoihanaʻoihana hana i ukuʻia no nā kālāʻaʻoleʻoi aku ma mua o ka helu no ke aupuni no kēlā me kēia diams a iʻole ka mile mile
- Nā limahanaʻohana ma lalo o 18 makahiki (21 makahiki no ka hana home)
- ʻO kekahi "ʻae i ka helu" pili "i ka waiwai. ʻO ka uku kūpono o ka uku Fringe "ma kahiʻoi aku o ke kumukūʻai kūʻai kūpono o ka pōmaikaʻi ma luna o ka huina o ka uku i ukuʻia no ia e ka limahana a me kekahi kālā i hikiʻole ke mālamaʻia e ke kānāwai."
- Ka hoʻopiʻi limahana
- Nā uku i nā hoa hana o ka pilina
- ʻO nā mea kōkua i nā hoʻolimalima hoʻomaha maikaʻi
- Nā uku pānaʻi i nā limahana hanaʻole (e like me nā mea kūʻai kūikawā kūpono a me nā mea kūʻai pololei)
- Nā kōkua ma lalo o $ 20 i ka mahina
- Ka uku o nā limahana
ʻO kekahi mau uku'ē aʻe i nā limahana i nāʻoihana kūikawā. E heluhelu i ka IRS Publication 15, mokuna 15 no nāʻike hou aku.
Ka mālama mālama ola makahiki Wage Maximums
ʻAʻole i hoʻokomoʻia nā uku i ukuʻia i nā limahana ma luna o ka mālama mālama ola i loko o ka uku mālama ola no ka hoʻoholoʻana i nā palekana palekana ma ka hoʻomaha. Hoʻololi ka pānaʻi kiʻekiʻe i kēlā me kēia makahiki. ʻAʻole loaʻa he kau palena ma nā lawelawe Medicare.
Nā uku i nā limahana i komo i loko o nā uku mālama ola
Ma waho aʻe o ka uku a me nā uku makahiki i ukuʻia,ʻo kekahi mau uku'ē aʻe i nā limahana e pono ke komo i loko o ka uku mālama ola. E nānā i ka papa inoa piha ma nā kulekeleʻaoʻao no ka Puka W-2.
ʻAʻole e uku i nā kumuhana i ka mālamaʻana i kaʻauhau kālā
ʻO ka papa inoa o nā uku i nā limahana iʻole i komo i loko o ka FICA kālā eʻokoʻa mai nā uku i hōʻoleʻoleʻia i ka helu kālā kālā.
Eia kekahi laʻana,ʻo ka uku o ka mea hana i kahi hoʻolālā hoʻolimalima kālā i hoʻonohonohoʻia e like me 401 (k) a 403 (b) papahana no ka mea hoʻohanaʻoleʻia ka mea hana i nā helu no kaʻauhau kālā kālepa.
I kēia hihia,ʻoi aku ka uku o ka uku mālama ola ma mua o nā uku i ukuʻia i kaʻauhau kālā.
Nā uku i hōʻikeʻia ma ka pepa W-2
Ua hōʻikeʻia kēia mauʻano uku likeʻole ma ka puka W-2 e hāʻawi ana i nā limahana i Ianuali o kēlā me kēia makahiki, no laila hiki iā lākou ke hana i kā lākouʻauhauʻauhau.
Ke nānā nei i ka puka W-2:
Box 1, Wahi, nā kōkua, a me nā uku'ē aʻe:ʻO kēia ka uku iʻauhauʻia i ka limahana no nāʻauhauʻauhau waihona kālā. ʻO ia ka nui i kauʻia ma luna o ka palapala kālāʻauhau kālā a ka limahana.
Kāpena 3, Uku uku mālama ola:ʻO kēia ka uku i hoʻohanaʻia e ka Social Security Administration e helu ai i nā pono o ka Social Security.
Loaʻa nā kōkua i loko o ka uku mālama ola akā ua heluʻia a kaʻawaleʻia i loko o ka pahu 7 a me 8.
Eʻike hou aʻe e pili ana i ka uku mālama ola a me ka puka W-2 i nā kuhikuhi no ka Form W-2, mai ka IRS.
Ke pili nei kēia mau uku mālama ola i kaʻauhauʻauhau mahi pilikino?
Pono nā kānaka e hoʻolimalima iā lākou iho e uku i kaʻauhau Social Security a Medicare, akā ma keʻano'ē aʻe mai nā poʻe limahana a me nā mea hana. ʻO kēia mauʻauhau, i kapaʻiaʻo kaʻauhauʻoihana pilikino , e hoʻokumuʻia ana ma ka loaʻa kālā wale nō. ʻO nāʻano kālā e weheʻia nei mai ka uku mālama ola mai ka mea piliʻole i kaʻauhau hana pilikino.
ʻO kaʻano o nā uku i hoʻokomoʻia i loko a weheʻia mai ka uku o ka Social Security he paʻakikī. Nui nā mākau i nā kānāwai IRS. ʻO kēia kūkākūkā no nā mea āpau wale nō aʻaʻole pono e hilinaʻiʻia ma ka'ōleloʻauhau. E hōʻoia me kāu kaulike kau kālā ma mua o kou ho'āʻo e helu i ka uku o ka mālama ola.