Nā Taʻi Haʻawina a me nā Kānāwai FICA
He aha nā mea e pili ana i kaʻauhau kālā?
ʻO nāʻauhauʻauhau hōʻailona o ka US pekelala:
Kāohiʻia kaʻauhauʻauhauʻauhau kālā. ʻO nāʻauhau i kāohiʻia mai ka uku hana uku no nā kālāʻauhauʻauhau (FIT) iʻaiʻia e nā limahana.
ʻO ka nui o ka FIT i hoʻoholoʻia e nā mea hoʻohana i kaʻike e hoʻolako i ka Puka W-4 ma ka uku. Hiki ke hoʻololi i kēia palapala e ka limahana i kēlā me kēia manawa a i ka manawa e makemake ai ka limahana.
Nāʻauhau i ukuʻia no ka mālama ola a me Medicare , i kapaʻiaʻo FICA kālā (FICA e pili ana i "Federal Insurance Contributions Act"). Hoʻopuka nā limahana a me nā limahana i kēia mau kālā FICA, me ka mea nāna i unuhi i ka māhele o ka limahana (hapa hapalua) mai nā limahana hana uku, a uku ka mea nāna ka uku.
ʻO nāʻauhau hoʻolimalima pū kekahi me nā hōʻai'ē e ukuʻia e nāʻoihana no ka FICA kālā, e like me nā uku i ukuʻia e nā limahana.
He aha ka pānaʻi auhau auhau?
Hoʻolālā ka mea hana i ka uku uku no kahi limahana, a laila, ma muli o ka uku uku o ka limahana:
- E unuhi i kahi kiko'ī no kaʻauhau kālā kālepa, ma muli o ka puka W-4 i hanaʻia e ka limahana i nā mea i hala koke aku nei, a
- E unuhi i kahi kiko'ī no nā kālā FICA.
He aha nā ukuʻaina FICA?
ʻO ka nui o kaʻauhauʻauhau no ka mālama olaʻana he 6.2%.
ʻO ka nui o kaʻauhauʻauhau no ka mālama olaʻana he 6.2% (12.4% ka nui). Hoʻokuʻuʻia ka māhele mālama ola o kaʻauhau i kēlā me kēia makahiki ma ka ukuʻoi loa ma lalo o ka Social Security .
ʻO kaʻauhauʻauhau no Medicare he 1.45% (nui i kāohiʻia). ʻO kaʻauhauʻauhau o ka luna kālā no kaʻauhau Medicare he 1.45% (2.9% ka nui).
E hoʻomaka ana i ka makahikiʻauhau o 2013, aia kekahi kālā kālā Medicare e hāʻawiʻia i nā poʻe iʻoi aʻe ka waiwai. ʻO ka ukuʻauhau he 0.09%, kāohiʻia i ka loaʻa ma luna o $ 200,000 i kēlā me kēia makahiki. E ukuʻia kaʻauhau ma muli o ka uku kālā a me ka hānaiʻana o ke kanaka.
ʻAʻole he palena uku no ka auhau Medicare; ʻO nā uku a pau a me nā uku uku e kauʻia i kaʻauhau Medicare.
Pehea e hanaʻia ai kaʻauhauʻauhau'āina?
ʻO kaʻauhauʻauhau hōʻai'ē o ka Moku'āinaʻo ke kāohiʻana i kaʻauhau kālā a ka moku'āina, no kēlā mau'āina e hāʻawi ana i kaʻauhau kālā. Eia kekahi, nāʻauhau hoʻolimalima kālā'ē aʻe:
- Kālā kālāʻauhau hanaʻole
- Kāleka pilikia o ka Moku'āina (Kaleponi kekahi o kēia mau moku'āina)
- Nā uku uku kālā a ka luna'āina.
Hoʻohana nāʻauhau kālā o ka Moku'āina i kāuʻoihana e pili ana i ka hana a kāu poʻe limahana.
Pehea e uku ai nā mea hana i kaʻauhau uku?
ʻO ka papa hana auhau pānaʻi he mau hanana. Ma hope o kāu heluʻana i nā hōʻai'ē no kaʻauhauʻauhauʻauhauʻauhau a me nā lafoga FICA a kāohi i kēia mau uku mai ka uku uku uku o nā limahana:
- Ma hope o ka pauʻana o ka uku uku, ponoʻoe e helu i ka nui oʻoe,ʻoiai heʻoihana, pono e uku i nāʻauhau FICA, a ponoʻoe e hoʻokaʻawale i kēlā mau uku.
- ʻO ka hopena, ponoʻoe e uku i ka IRS ma ka mahina a iʻole ka hapalua o ka pule, ma muli o ka nui o kāu uku uku uku limahana, a
- Ponoʻoe e hōʻike e pili ana i kaʻauhau uku makahiki me ka hoʻohanaʻana i ka Pelekane 941.