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Makemake nā Lenders e nānā i nā ōna o nāʻoihanaʻoihanaʻoihana. Hiki iā lākou keʻike i ka hana a kāu hana a hoʻohālikelike i kāuʻoihana i nāʻoihana'ē aʻe i hāʻawi kālā lākou. Akā,ʻo kaʻikepili maʻamau he mea hoʻohana pono no ka meaʻoihanaʻoihana.

Pehea ka olakino o kāuʻoihana? E hōʻike ana i kahi pūʻulu maʻamau maʻamau i ka moʻolelo. E helu ana i kēia mau kikowaena kālāʻekolu eʻaeʻoe e nānā i ka mahana o kāuʻoihana o kēia manawa, eʻike i nā pilikia pilikia, aʻikeʻoe ināʻoi aku ka maikaʻi o kāuʻoihana a iʻole ka hewa ma mua o ka manawa.

1) Ke kaʻina o nā manawa

ʻO ka lālā o kēia manawa he mea hoʻopuka maikaʻi loa ia e like me keʻano o kaʻoihana o kāuʻoihana e uku ai i kāna mau uku i nā mahina he 12 e hiki mai ana. ʻO kēia kumuhana:

Ka lā o kēia manawa = Ke kaʻina o nā pono / nā kuleana i hala

E hoʻomanaʻo i kēia manawa , he lālā o nā waiwai i ka waihona palekana e hōʻike ana i ke kālā a me nā waiwai i manaʻoʻia e hoʻololiʻia i loko o ka makahiki hoʻokahi.

ʻO nā lālā o kēia wā he lālā o nā aie i ka waihona palekana e hōʻike ana i nā kuleana kālā i manaʻoʻia e hoʻoholo i loko o hoʻokahi makahiki.

Eia kekahi lā, he $ 8,472 nāʻoihana i loaʻa i nā waiwai o kēia wā a he $ 7200 i nā kuhi o ka wā. A laila, $ 8,472 / $ 7200 = 1.18: 1.

No laila, no kaʻikeʻana i kēiaʻano, hāʻawiʻia ka'eneke ola olakino. No kēlā me kēia kālā i nā kuhi o kēia wā, aia he $ 1,18 i nā waiwai o kēia wā.

ʻO ka lālā o kēia manawaʻoi aku o ka leka maikaʻi,ʻoiai, ināʻoe e hoʻohālikelike ana i kāu kelepona i kēia manawa mai kēlā makahiki a kēia makahiki a me he mea kiʻekiʻeʻole, hiki iāʻoe ke loaʻa nā pilikia ma ka hōʻiliʻiliʻana i nā kālā i loaʻa aiʻole e mālama ana i ka nui o ka waihona puke.

2) Ka nui o ka hōʻai'ē

ʻO ka inoa o kēia ratio ua'ōlelo ia; hōʻike kēia lakō i ka nui o kāu hana i ka'ai'ē, hoʻolilo ia i ke ala maikaʻi loa e nānā i ka hikiʻole o kāu hana i ka wā lōʻihi. ʻO kēia kumuhana:

Ka nui o ka uku'ai'ē = Ka hōʻai'ē'ai'ē a pau

Eia hou, hiki iāʻoe ke lawe i kēia mau helu mai kāu pūnaewele pale a hoʻokaʻawaleʻia i loko.

No ka laʻana,ʻo kahiʻoihana me $ 22,375 ma ka nui o nā waiwai a $ 25,000 ma ka hōʻai'ē holoʻokoʻa e loaʻa ka huina kālā nui o $ 25,000 / $ 22,375 = 1.11: 1.

No laila, $ 1.11 ka uku no kēlā me kēia kālā o nā waiwai. No laila, no kaʻikeʻana i kēia hana, ua hōʻike mai ka'ilio hapaha loa iā mākouʻaʻole pono ka maikaʻi o kēiaʻoihana a hiki ke maʻi nui; no ke olakino maikaʻi, he 1 a emiʻole ka nui o ka uku'ai'ē.

ʻO ka lalo o ka'aia'ē,ʻo ka hapaʻuʻuku loa o kaʻoihana e pili ana i kona waihona waiwai. Ma kekahiʻaoʻao,ʻo nāʻoihana me ka nui o nā kuhi aie a pau e kūpono ana i ka liloʻole i nā kuhihewa a me ka liloʻole i ka banekorupa. (Uaʻikeʻoe i ke kumu e loaʻa ai i ka poʻe kālā kālā ka waiwai i kēia lakene.)

3) Loaʻa maikaʻi

Pehea ka nui o ka waiwai o ka waiwai kūʻai o kāuʻoihana? Ma ka heluʻana i ka palena waiwai e hāʻawi iāʻoe i ka pane. ʻO kēia kumuhana:

Loaʻa pili = Loaʻa kālā / kūʻai

Eia kekahi lā, inā he $ 180 ke kūʻaiʻana o kahiʻoihana, 980 ke kālā o kāna kālā he $ 42,325,ʻo ka uku kālā he $ 42,325 / $ 180,980 = 23.4%.

No laila, no kēlā me kēia kālā i nā kūʻai, loaʻa kēia hana i nā mea liʻiliʻi ma mua o 23 keneta kālā waiwai.

Pehea ka olakino? Ma waho aʻe o kaʻike nui ma keʻano heʻoi aku ka maikaʻi o ka maikaʻi o kaʻoihana i kaʻoihana o kaʻoihana.

I ka nānāʻana, hiki iāʻoe keʻike inā ua nui ka waiwai o kāuʻupenaʻoihana, hoʻomahaʻia, a emi iho paha i ka makahiki i hala. A inā ua hoʻemiʻia, eʻike anaʻoe e hana i nā hana e hoʻoponopono ai i ka pilikia, e like me ka hoʻoponopono maikaʻiʻana i kāu mau hoʻolimalima .

Ke hoʻohanaʻana i nā lakio

E noʻonoʻo i nā hōʻailonaʻekolu a pau ma nā hiʻohiʻona i luna o kahiʻoihana hoʻokahi, aʻikeʻoe i ka hoʻohālikelikeʻana i kēia mau lakioʻekolu hiki ke hāʻawi i kahi olakino olakino no kāuʻoihana. ʻO kaʻoihana i kēia hiʻohiʻonaʻaʻole ma ka puka o ka make akā ua maʻi. ʻOiai ka paʻakikī o ka palena waiwai a me nā waiwai waiwai o kēia manawa,ʻo ka hōʻai'ē laulā piha e hōʻike ana i ka laweʻana o kaʻoihana i ka hōʻai'ē nui, kahi e hoʻopilikia ai i ke kālā kālā ināʻaʻole i kēia manawa.

Pehea ka olakino o kāuʻoihana? E helu i kēia mau lakioʻekolu no kaʻikeʻana i ka holoʻana.

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